Is St. Cloud, MO a Good Place to Live?
St. Cloud is a small town of 19 in Missouri, with a median household income of $51,250 and a 41.2% unemployment rate.
Strengths: St. Cloud's profile is close to national averages across most measures.
Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether St. Cloud is right for you depends on your priorities — the full breakdown is below.
All St. Cloud city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Cost of living data is based on the Bureau of Economic Analysis Regional Price Parities for the St. Cloud metro area.
| Metric | St. Cloud, MO | National Avg |
|---|---|---|
| Median Home Value | N/A | $244,900 |
| Median Monthly Rent | $900 | $1,163 |
| Homeownership Rate | 37.5% | 65.9% |
| Median Household Income | $51,250 | $74,755 |
Crime & Safety
Very SafeSt. Cloud's violent crime rate is 142.1 per 100,000 residents — 63% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | St. Cloud, MO | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 6.7% | 35.4% |
| High School Diploma or Higher | 80.0% | 91.1% |
Weather & Climate
St. Cloud sees average highs of 41.7°F in January and 87.8°F in July, with 43.9 inches of annual precipitation and 8.1 inches of snow per year.
| Metric | St. Cloud, MO |
|---|---|
| Average High — January | 41.7°F |
| Average High — July | 87.8°F |
| Annual Precipitation | 43.9" |
| Annual Snowfall | 8.1" |
Demographics
| Metric | St. Cloud, MO | National Avg |
|---|---|---|
| Population | 19 | — |
| Median Age | 49.8 | 38.9 |
| Unemployment Rate | 41.2% | 3.7% |
| Avg Commute Time | 47.2 min | 26 min |
| White (non-Hispanic) | 100.0% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 0.0% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 0.0% | 22.2% |
| 65 and over | 15.8% | 16.8% |