Is Shoal Creek Estates, MO a Good Place to Live?
Shoal Creek Estates is a small town of 177 in Missouri, with a median household income of $126,250 and a 22.9% unemployment rate. Its cost of living index is 86 (US average = 100), which is 14% below the national average.
Strengths: Shoal Creek Estates stands out for an affordable cost of living, a well-educated population, short average commutes.
Trade-offs: Potential downsides include an elevated unemployment rate. Whether Shoal Creek Estates is right for you depends on your priorities — the full breakdown is below.
All Shoal Creek Estates city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 85.6Shoal Creek Estates's overall cost of living index is 85.6, where 100 represents the US national average. Living in Shoal Creek Estates costs roughly 14% less than the average American city.
| Metric | Shoal Creek Estates, MO | National Avg |
|---|---|---|
| Median Home Value | $340,000 | $244,900 |
| Median Monthly Rent | N/A | $1,163 |
| Homeownership Rate | 100.0% | 65.9% |
| Median Household Income | $126,250 | $74,755 |
Crime & Safety
Safer than AverageShoal Creek Estates's violent crime rate is 252.4 per 100,000 residents — 34% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Shoal Creek Estates, MO | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 53.6% | 35.4% |
| High School Diploma or Higher | 96.4% | 91.1% |
Weather & Climate
Shoal Creek Estates sees average highs of 46.0°F in January and 89.9°F in July, with 47.5 inches of annual precipitation and 8.1 inches of snow per year.
| Metric | Shoal Creek Estates, MO |
|---|---|
| Average High — January | 46.0°F |
| Average High — July | 89.9°F |
| Annual Precipitation | 47.5" |
| Annual Snowfall | 8.1" |
Demographics
| Metric | Shoal Creek Estates, MO | National Avg |
|---|---|---|
| Population | 177 | — |
| Median Age | 13.5 | 38.9 |
| Unemployment Rate | 22.9% | 3.7% |
| Avg Commute Time | 15.8 min | 26 min |
| White (non-Hispanic) | 66.1% | 59.3% |
| Black or African American | 0.6% | 13.6% |
| Hispanic or Latino | 9.6% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 67.8% | 22.2% |
| 65 and over | 5.1% | 16.8% |