Median Income
$52,050
household / year
Median Home Value
$80,000
owner-occupied
Median Rent
$838
gross / month
Cost of Living
89
national avg = 100

Is Shelbina, MO a Good Place to Live?

Shelbina is a small town of 2,165 in Missouri, with a median household income of $52,050 and a 0.9% unemployment rate. Its cost of living index is 89 (US average = 100), which is 11% below the national average.

Strengths: Shelbina stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Shelbina is right for you depends on your priorities — the full breakdown is below.

All Shelbina city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 88.9

Shelbina's overall cost of living index is 88.9, where 100 represents the US national average. Living in Shelbina costs roughly 11% less than the average American city.

Metric Shelbina, MO National Avg
Median Home Value $80,000 $244,900
Median Monthly Rent $838 $1,163
Homeownership Rate 68.4% 65.9%
Median Household Income $52,050 $74,755

Crime & Safety

Safer than Average

Shelbina's violent crime rate is 386.1 per 100,000 residents — 2% higher than the national average of ~380 per 100,000.

Violent Crime
386.1 /100k
Property Crime
1094.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Shelbina is served primarily by SHELBY CO. R-IV. The student-to-teacher ratio is 11.3:1 (better than the national average of ~16:1).

Metric Shelbina, MO National Avg
School District SHELBY CO. R-IV —
Elementary Schools 1 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 11.3:1 16:1
Bachelor's Degree or Higher 16.2% 35.4%
High School Diploma or Higher 89.9% 91.1%

Weather & Climate

Shelbina sees average highs of 35.7°F in January and 86.6°F in July, with 42.1 inches of annual precipitation and 15.9 inches of snow per year.

MetricShelbina, MO
Average High — January35.7°F
Average High — July86.6°F
Annual Precipitation42.1"
Annual Snowfall15.9"

Demographics

MetricShelbina, MONational Avg
Population2,165—
Median Age37.638.9
Unemployment Rate0.9%3.7%
Avg Commute Time18.8 min26 min
White (non-Hispanic)94.2%59.3%
Black or African American3.6%13.6%
Hispanic or Latino0.1%18.9%
Asian0.0%6.3%
Under 1827.8%22.2%
65 and over19.8%16.8%

Nearby Cities

ZIP Codes in Shelbina

Shelbina, MO is covered by 1 ZIP code:

Shelbina vs Other Cities

Frequently Asked Questions

Shelbina's cost of living index is 89, where 100 is the national average. That makes Shelbina roughly 11% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $80,000 and median rent is $838/month.
Shelbina's violent crime rate is 386.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1094.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Shelbina are operated by SHELBY CO. R-IV. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 11.3:1. 16.2% of adults 25+ hold a bachelor's degree or higher.
Shelbina, MO has a population of 2,165, a median household income of $52,050, and an unemployment rate of 0.9%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Shelbina averages 35.7°F in January and 86.6°F in July. Annual rainfall is 42.1 inches with about 15.9 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Shelbina, MO is covered by 1 ZIP code: 63468.
The population of Shelbina, Missouri is 2,165 with a median age of 37.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Shelbina: cost of living index 89 (100 = US average), median home $80,000, median household income $52,050, crime index 82 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Shelbina side by side with your current city to see the trade-offs.