Median Income
$42,279
household / year
Median Home Value
$108,000
owner-occupied
Median Rent
$845
gross / month
Cost of Living
86
national avg = 100

Is Seneca, MO a Good Place to Live?

Seneca is a small town of 2,005 in Missouri, with a median household income of $42,279 and a 0.1% unemployment rate. Its cost of living index is 86 (US average = 100), which is 14% below the national average.

Strengths: Seneca stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Seneca is right for you depends on your priorities — the full breakdown is below.

All Seneca city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 85.6

Seneca's overall cost of living index is 85.6, where 100 represents the US national average. Living in Seneca costs roughly 14% less than the average American city.

Metric Seneca, MO National Avg
Median Home Value $108,000 $244,900
Median Monthly Rent $845 $1,163
Homeownership Rate 64.7% 65.9%
Median Household Income $42,279 $74,755

Crime & Safety

Near National Average

Seneca's violent crime rate is 519.0 per 100,000 residents — 37% higher than the national average of ~380 per 100,000.

Violent Crime
519.0 /100k
Property Crime
1254.3 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Seneca is served primarily by SENECA R-VII. The student-to-teacher ratio is 13.0:1 (better than the national average of ~16:1).

Metric Seneca, MO National Avg
School District SENECA R-VII
Elementary Schools 1
Middle Schools 2
High Schools 1
Student/Teacher Ratio 13.0:1 16:1
Bachelor's Degree or Higher 12.9% 35.4%
High School Diploma or Higher 86.2% 91.1%

Weather & Climate

Seneca sees average highs of 46.3°F in January and 89.8°F in July, with 51.1 inches of annual precipitation and 8.1 inches of snow per year.

MetricSeneca, MO
Average High — January46.3°F
Average High — July89.8°F
Annual Precipitation51.1"
Annual Snowfall8.1"

Demographics

MetricSeneca, MONational Avg
Population2,005
Median Age35.338.9
Unemployment Rate0.1%3.7%
Avg Commute Time20.3 min26 min
White (non-Hispanic)80.2%59.3%
Black or African American0.0%13.6%
Hispanic or Latino3.5%18.9%
Asian0.2%6.3%
Under 1824.6%22.2%
65 and over20.9%16.8%

Nearby Cities

ZIP Codes in Seneca

Seneca, MO is covered by 1 ZIP code:

Seneca vs Other Cities

Frequently Asked Questions

Seneca's cost of living index is 86, where 100 is the national average. That makes Seneca roughly 14% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $108,000 and median rent is $845/month.
Seneca's violent crime rate is 519.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1254.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Seneca are operated by SENECA R-VII. The district has 1 elementary, 2 middle, and 1 high schools. The student-to-teacher ratio is 13.0:1. 12.9% of adults 25+ hold a bachelor's degree or higher.
Seneca, MO has a population of 2,005, a median household income of $42,279, and an unemployment rate of 0.1%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Seneca averages 46.3°F in January and 89.8°F in July. Annual rainfall is 51.1 inches with about 8.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Seneca, MO is covered by 1 ZIP code: 64865.
The population of Seneca, Missouri is 2,005 with a median age of 35.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Seneca: cost of living index 86 (100 = US average), median home $108,000, median household income $42,279, crime index 106 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Seneca side by side with your current city to see the trade-offs.