Phillipsburg is a small town of 199 in Missouri, with a median household income of $40,000
and a 5.0% unemployment rate.
Its cost of living index is 89 (US average = 100), which is
11% below the national average.
Strengths:
Phillipsburg stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Phillipsburg is right for you depends on your priorities — the full breakdown is below.
All Phillipsburg city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.1
Phillipsburg's overall cost of living index is 89.1,
where 100 represents the US national average.
Living in Phillipsburg costs roughly 11% less than the average American city.
Metric
Phillipsburg, MO
National Avg
Median Home Value
$99,600
$244,900
Median Monthly Rent
$750
$1,163
Homeownership Rate
67.0%
65.9%
Median Household Income
$40,000
$74,755
Crime & Safety
Safer than Average
Phillipsburg's violent crime rate is 235.1 per 100,000 residents
— 38% lower than the national average of ~380 per 100,000.
Violent Crime
235.1 /100k
Property Crime
1489.2 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
Phillipsburg, MO
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
0.0%
35.4%
High School Diploma or Higher
92.2%
91.1%
Weather & Climate
Phillipsburg sees average highs of 42.5°F in January
and 88.4°F in July,
with 45.9 inches of annual precipitation
and 8.3 inches of snow per year.
Phillipsburg's cost of living index is 89, where 100 is the national average.
That makes Phillipsburg roughly 11% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $99,600 and median rent is $750/month.
Phillipsburg's violent crime rate is 235.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1489.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Phillipsburg, MO has a population of 199, a median household income of $40,000, and an unemployment rate of 5.0%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Phillipsburg averages 42.5°F in January and 88.4°F in July. Annual rainfall is 45.9 inches
with about 8.3 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Phillipsburg, MO is covered by 1 ZIP code: 65722.
The population of Phillipsburg, Missouri is 199 with a median age of 40.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Phillipsburg: cost of living index 89 (100 = US average), median home $99,600, median household income $40,000, crime index 65 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Phillipsburg side by side with your current city to see the trade-offs.