Median Income
$39,531
household / year
Median Home Value
$94,600
owner-occupied
Median Rent
$639
gross / month
Cost of Living
89
national avg = 100

Is Otterville, MO a Good Place to Live?

Otterville is a small town of 392 in Missouri, with a median household income of $39,531 and a 5.6% unemployment rate. Its cost of living index is 89 (US average = 100), which is 11% below the national average.

Strengths: Otterville stands out for an affordable cost of living, below-average home prices, solid school ratings (B+).

Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Otterville is right for you depends on your priorities — the full breakdown is below.

All Otterville city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 89.3

Otterville's overall cost of living index is 89.3, where 100 represents the US national average. Living in Otterville costs roughly 11% less than the average American city.

Metric Otterville, MO National Avg
Median Home Value $94,600 $244,900
Median Monthly Rent $639 $1,163
Homeownership Rate 69.3% 65.9%
Median Household Income $39,531 $74,755

Crime & Safety

Very Safe

Otterville's violent crime rate is 124.2 per 100,000 residents — 67% lower than the national average of ~380 per 100,000.

Violent Crime
124.2 /100k
Property Crime
841.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Otterville is served primarily by OTTERVILLE R-VI. The student-to-teacher ratio is 9.4:1 (better than the national average of ~16:1).

Metric Otterville, MO National Avg
School District OTTERVILLE R-VI
Elementary Schools 1
Middle Schools N/A
High Schools 1
Student/Teacher Ratio 9.4:1 16:1
Bachelor's Degree or Higher 8.5% 35.4%
High School Diploma or Higher 87.5% 91.1%

Weather & Climate

Otterville sees average highs of 38.6°F in January and 87.3°F in July, with 36.2 inches of annual precipitation and 13.1 inches of snow per year.

MetricOtterville, MO
Average High — January38.6°F
Average High — July87.3°F
Annual Precipitation36.2"
Annual Snowfall13.1"

Demographics

MetricOtterville, MONational Avg
Population392
Median Age45.038.9
Unemployment Rate5.6%3.7%
Avg Commute Time33.5 min26 min
White (non-Hispanic)96.7%59.3%
Black or African American0.0%13.6%
Hispanic or Latino0.5%18.9%
Asian0.0%6.3%
Under 1824.7%22.2%
65 and over27.0%16.8%

Nearby Cities

ZIP Codes in Otterville

Otterville, MO is covered by 1 ZIP code:

Otterville vs Other Cities

Frequently Asked Questions

Otterville's cost of living index is 89, where 100 is the national average. That makes Otterville roughly 11% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $94,600 and median rent is $639/month.
Otterville's violent crime rate is 124.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 841.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Otterville are operated by OTTERVILLE R-VI. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 9.4:1. 8.5% of adults 25+ hold a bachelor's degree or higher.
Otterville, MO has a population of 392, a median household income of $39,531, and an unemployment rate of 5.6%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Otterville averages 38.6°F in January and 87.3°F in July. Annual rainfall is 36.2 inches with about 13.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Otterville, MO is covered by 1 ZIP code: 65348.
The population of Otterville, Missouri is 392 with a median age of 45.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Otterville: cost of living index 89 (100 = US average), median home $94,600, median household income $39,531, crime index 36 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Otterville side by side with your current city to see the trade-offs.