Median Income
$69,266
household / year
Median Home Value
$166,000
owner-occupied
Median Rent
$976
gross / month
Cost of Living
96
national avg = 100

Is Murphy, MO a Good Place to Live?

Murphy is a small town of 8,427 in Missouri, with a median household income of $69,266 and a 5.2% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Murphy stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Murphy is right for you depends on your priorities — the full breakdown is below.

All Murphy city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.3

Murphy's overall cost of living index is 96.3, where 100 represents the US national average. Living in Murphy costs roughly 4% less than the average American city.

Metric Murphy, MO National Avg
Median Home Value $166,000 $244,900
Median Monthly Rent $976 $1,163
Homeownership Rate 78.4% 65.9%
Median Household Income $69,266 $74,755

Crime & Safety

Safer than Average

Murphy's violent crime rate is 256.4 per 100,000 residents — 33% lower than the national average of ~380 per 100,000.

Violent Crime
256.4 /100k
Property Crime
1101.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Murphy, MO National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 19.1% 35.4%
High School Diploma or Higher 89.8% 91.1%

Weather & Climate

Murphy sees average highs of 40.2°F in January and 88.8°F in July, with 44.5 inches of annual precipitation and 10.2 inches of snow per year.

MetricMurphy, MO
Average High — January40.2°F
Average High — July88.8°F
Annual Precipitation44.5"
Annual Snowfall10.2"

Demographics

MetricMurphy, MONational Avg
Population8,427—
Median Age36.138.9
Unemployment Rate5.2%3.7%
Avg Commute Time25.6 min26 min
White (non-Hispanic)87.1%59.3%
Black or African American0.1%13.6%
Hispanic or Latino7.7%18.9%
Asian0.4%6.3%
Under 1821.4%22.2%
65 and over16.4%16.8%

Nearby Cities

Murphy vs Other Cities

Frequently Asked Questions

Murphy's cost of living index is 96, where 100 is the national average. That makes Murphy roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $166,000 and median rent is $976/month.
Murphy's violent crime rate is 256.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1101.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Murphy, MO has a population of 8,427, a median household income of $69,266, and an unemployment rate of 5.2%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Murphy averages 40.2°F in January and 88.8°F in July. Annual rainfall is 44.5 inches with about 10.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
The population of Murphy, Missouri is 8,427 with a median age of 36.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Murphy: cost of living index 96 (100 = US average), median home $166,000, median household income $69,266, crime index 61 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Murphy side by side with your current city to see the trade-offs.