Median Income
$44,491
household / year
Median Home Value
$142,800
owner-occupied
Median Rent
$636
gross / month
Cost of Living
90
national avg = 100

Is Mount Vernon, MO a Good Place to Live?

Mount Vernon is a small town of 4,511 in Missouri, with a median household income of $44,491 and a 1.7% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Mount Vernon stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Mount Vernon is right for you depends on your priorities — the full breakdown is below.

All Mount Vernon city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 89.6

Mount Vernon's overall cost of living index is 89.6, where 100 represents the US national average. Living in Mount Vernon costs roughly 10% less than the average American city.

Metric Mount Vernon, MO National Avg
Median Home Value $142,800 $244,900
Median Monthly Rent $636 $1,163
Homeownership Rate 52.9% 65.9%
Median Household Income $44,491 $74,755

Crime & Safety

Very Safe

Mount Vernon's violent crime rate is 21.8 per 100,000 residents — 94% lower than the national average of ~380 per 100,000.

Violent Crime
21.8 /100k
Property Crime
1807.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Mount Vernon is served primarily by MT. VERNON R-V. The student-to-teacher ratio is 13.8:1 (better than the national average of ~16:1).

Metric Mount Vernon, MO National Avg
School District MT. VERNON R-V
Elementary Schools 2
Middle Schools 1
High Schools 1
Student/Teacher Ratio 13.8:1 16:1
Bachelor's Degree or Higher 16.2% 35.4%
High School Diploma or Higher 86.0% 91.1%

Weather & Climate

Mount Vernon sees average highs of 44.0°F in January and 89.4°F in July, with 46.4 inches of annual precipitation and 11.9 inches of snow per year.

MetricMount Vernon, MO
Average High — January44.0°F
Average High — July89.4°F
Annual Precipitation46.4"
Annual Snowfall11.9"

Demographics

MetricMount Vernon, MONational Avg
Population4,511
Median Age37.338.9
Unemployment Rate1.7%3.7%
Avg Commute Time25.2 min26 min
White (non-Hispanic)91.4%59.3%
Black or African American1.5%13.6%
Hispanic or Latino3.7%18.9%
Asian0.0%6.3%
Under 1823.5%22.2%
65 and over22.6%16.8%

Nearby Cities

ZIP Codes in Mount Vernon

Mount Vernon, MO is covered by 1 ZIP code:

Mount Vernon vs Other Cities

Frequently Asked Questions

Mount Vernon's cost of living index is 90, where 100 is the national average. That makes Mount Vernon roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $142,800 and median rent is $636/month.
Mount Vernon's violent crime rate is 21.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1807.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Mount Vernon are operated by MT. VERNON R-V. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 13.8:1. 16.2% of adults 25+ hold a bachelor's degree or higher.
Mount Vernon, MO has a population of 4,511, a median household income of $44,491, and an unemployment rate of 1.7%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Mount Vernon averages 44.0°F in January and 89.4°F in July. Annual rainfall is 46.4 inches with about 11.9 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Mount Vernon, MO is covered by 1 ZIP code: 65712.
The population of Mount Vernon, Missouri is 4,511 with a median age of 37.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Mount Vernon: cost of living index 90 (100 = US average), median home $142,800, median household income $44,491, crime index 38 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Mount Vernon side by side with your current city to see the trade-offs.