Median Income
$114,230
household / year
Median Home Value
$357,600
owner-occupied
Median Rent
$1,404
gross / month
Cost of Living
96
national avg = 100

Is Lake St. Louis, MO a Good Place to Live?

Lake St. Louis is a small city of 17,088 in Missouri, with a median household income of $114,230 and a 3.8% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Lake St. Louis stands out for an affordable cost of living, lower-than-average crime, solid school ratings (A), a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Lake St. Louis is right for you depends on your priorities — the full breakdown is below.

All Lake St. Louis city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.3

Lake St. Louis's overall cost of living index is 96.3, where 100 represents the US national average. Living in Lake St. Louis costs roughly 4% less than the average American city.

Metric Lake St. Louis, MO National Avg
Median Home Value $357,600 $244,900
Median Monthly Rent $1,404 $1,163
Homeownership Rate 78.5% 65.9%
Median Household Income $114,230 $74,755

Crime & Safety

Very Safe

Lake St. Louis's violent crime rate is 56.9 per 100,000 residents — 85% lower than the national average of ~380 per 100,000.

Violent Crime
56.9 /100k
Property Crime
605.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Lake St. Louis is served primarily by WENTZVILLE R-IV. The student-to-teacher ratio is 13.9:1 (better than the national average of ~16:1).

Metric Lake St. Louis, MO National Avg
School District WENTZVILLE R-IV —
Elementary Schools 12 —
Middle Schools 4 —
High Schools 4 —
Student/Teacher Ratio 13.9:1 16:1
Bachelor's Degree or Higher 49.7% 35.4%
High School Diploma or Higher 96.6% 91.1%

Weather & Climate

Lake St. Louis sees average highs of 39.3°F in January and 87.5°F in July, with 44.4 inches of annual precipitation and 13.5 inches of snow per year.

MetricLake St. Louis, MO
Average High — January39.3°F
Average High — July87.5°F
Annual Precipitation44.4"
Annual Snowfall13.5"

Demographics

MetricLake St. Louis, MONational Avg
Population17,088—
Median Age43.538.9
Unemployment Rate3.8%3.7%
Avg Commute Time25.7 min26 min
White (non-Hispanic)87.6%59.3%
Black or African American4.4%13.6%
Hispanic or Latino4.2%18.9%
Asian1.6%6.3%
Under 1819.8%22.2%
65 and over20.4%16.8%

Nearby Cities

ZIP Codes in Lake St. Louis

Lake St. Louis, MO is covered by 1 ZIP code:

Lake St. Louis vs Other Cities

Frequently Asked Questions

Lake St. Louis's cost of living index is 96, where 100 is the national average. That makes Lake St. Louis roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $357,600 and median rent is $1,404/month.
Lake St. Louis's violent crime rate is 56.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 605.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Lake St. Louis are operated by WENTZVILLE R-IV. The district has 12 elementary, 4 middle, and 4 high schools. The student-to-teacher ratio is 13.9:1. 49.7% of adults 25+ hold a bachelor's degree or higher.
Lake St. Louis, MO has a population of 17,088, a median household income of $114,230, and an unemployment rate of 3.8%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Lake St. Louis averages 39.3°F in January and 87.5°F in July. Annual rainfall is 44.4 inches with about 13.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Lake St. Louis, MO is covered by 1 ZIP code: 63367.
The population of Lake St. Louis, Missouri is 17,088 with a median age of 43.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Lake St. Louis: cost of living index 96 (100 = US average), median home $357,600, median household income $114,230, crime index 21 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Lake St. Louis side by side with your current city to see the trade-offs.