Holts Summit is a small town of 4,499 in Missouri, with a median household income of $78,352
and a 1.2% unemployment rate.
Its cost of living index is 88 (US average = 100), which is
12% below the national average.
Strengths:
Holts Summit stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Holts Summit is right for you depends on your priorities — the full breakdown is below.
All Holts Summit city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 87.7
Holts Summit's overall cost of living index is 87.7,
where 100 represents the US national average.
Living in Holts Summit costs roughly 12% less than the average American city.
Metric
Holts Summit, MO
National Avg
Median Home Value
$166,400
$244,900
Median Monthly Rent
$875
$1,163
Homeownership Rate
73.2%
65.9%
Median Household Income
$78,352
$74,755
Crime & Safety
Very Safe
Holts Summit's violent crime rate is 109.2 per 100,000 residents
— 71% lower than the national average of ~380 per 100,000.
Violent Crime
109.2 /100k
Property Crime
18.2 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Holts Summit is served primarily by JEFFERSON CITY.
The student-to-teacher ratio is 11.6:1
(better than the national average of ~16:1).
Metric
Holts Summit, MO
National Avg
School District
JEFFERSON CITY
—
Elementary Schools
11
—
Middle Schools
2
—
High Schools
4
—
Student/Teacher Ratio
11.6:1
16:1
Bachelor's Degree or Higher
26.4%
35.4%
High School Diploma or Higher
91.3%
91.1%
Weather & Climate
Holts Summit sees average highs of 41.1°F in January
and 88.9°F in July,
with 43.7 inches of annual precipitation
and 8.9 inches of snow per year.
Holts Summit's cost of living index is 88, where 100 is the national average.
That makes Holts Summit roughly 12% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $166,400 and median rent is $875/month.
Holts Summit's violent crime rate is 109.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 18.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Holts Summit are operated by JEFFERSON CITY.
The district has 11 elementary, 2 middle, and 4 high schools.
The student-to-teacher ratio is 11.6:1. 26.4% of adults 25+ hold a bachelor's degree or higher.
Holts Summit, MO has a population of 4,499, a median household income of $78,352, and an unemployment rate of 1.2%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Holts Summit averages 41.1°F in January and 88.9°F in July. Annual rainfall is 43.7 inches
with about 8.9 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Holts Summit, MO is covered by 1 ZIP code: 65043.
The population of Holts Summit, Missouri is 4,499 with a median age of 31.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Holts Summit: cost of living index 88 (100 = US average), median home $166,400, median household income $78,352, crime index 18 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Holts Summit side by side with your current city to see the trade-offs.