Median Income
$79,824
household / year
Median Home Value
$198,400
owner-occupied
Median Rent
$2,137
gross / month
Cost of Living
96
national avg = 100

Is Herculaneum, MO a Good Place to Live?

Herculaneum is a small town of 4,767 in Missouri, with a median household income of $79,824 and a 5.7% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Herculaneum stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-).

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Herculaneum is right for you depends on your priorities — the full breakdown is below.

All Herculaneum city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.3

Herculaneum's overall cost of living index is 96.3, where 100 represents the US national average. Living in Herculaneum costs roughly 4% less than the average American city.

Metric Herculaneum, MO National Avg
Median Home Value $198,400 $244,900
Median Monthly Rent $2,137 $1,163
Homeownership Rate 85.5% 65.9%
Median Household Income $79,824 $74,755

Crime & Safety

Very Safe

Herculaneum's violent crime rate is 202.4 per 100,000 residents — 47% lower than the national average of ~380 per 100,000.

Violent Crime
202.4 /100k
Property Crime
1232.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Herculaneum is served primarily by DUNKLIN R-V. The student-to-teacher ratio is 13.7:1 (better than the national average of ~16:1).

Metric Herculaneum, MO National Avg
School District DUNKLIN R-V —
Elementary Schools 1 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 13.7:1 16:1
Bachelor's Degree or Higher 18.8% 35.4%
High School Diploma or Higher 93.3% 91.1%

Weather & Climate

Herculaneum sees average highs of 41.0°F in January and 88.4°F in July, with 43.6 inches of annual precipitation and 9.2 inches of snow per year.

MetricHerculaneum, MO
Average High — January41.0°F
Average High — July88.4°F
Annual Precipitation43.6"
Annual Snowfall9.2"

Demographics

MetricHerculaneum, MONational Avg
Population4,767—
Median Age39.738.9
Unemployment Rate5.7%3.7%
Avg Commute Time27.3 min26 min
White (non-Hispanic)80.6%59.3%
Black or African American8.2%13.6%
Hispanic or Latino8.8%18.9%
Asian0.2%6.3%
Under 1820.7%22.2%
65 and over17.1%16.8%

Nearby Cities

ZIP Codes in Herculaneum

Herculaneum, MO is covered by 1 ZIP code:

Herculaneum vs Other Cities

Frequently Asked Questions

Herculaneum's cost of living index is 96, where 100 is the national average. That makes Herculaneum roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $198,400 and median rent is $2,137/month.
Herculaneum's violent crime rate is 202.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1232.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Herculaneum are operated by DUNKLIN R-V. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 13.7:1. 18.8% of adults 25+ hold a bachelor's degree or higher.
Herculaneum, MO has a population of 4,767, a median household income of $79,824, and an unemployment rate of 5.7%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Herculaneum averages 41.0°F in January and 88.4°F in July. Annual rainfall is 43.6 inches with about 9.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Herculaneum, MO is covered by 1 ZIP code: 63048.
The population of Herculaneum, Missouri is 4,767 with a median age of 39.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Herculaneum: cost of living index 96 (100 = US average), median home $198,400, median household income $79,824, crime index 55 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Herculaneum side by side with your current city to see the trade-offs.