Gray Summit is a small town of 2,573 in Missouri, with a median household income of $68,272
and a 2.5% unemployment rate.
Its cost of living index is 96 (US average = 100), which is
4% below the national average.
Strengths:
Gray Summit stands out for an affordable cost of living, below-average home prices, solid school ratings (B).
Trade-offs:
No major red flags stand out in the available data. Whether Gray Summit is right for you depends on your priorities — the full breakdown is below.
All Gray Summit city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 96.3
Gray Summit's overall cost of living index is 96.3,
where 100 represents the US national average.
Living in Gray Summit costs roughly 4% less than the average American city.
Metric
Gray Summit, MO
National Avg
Median Home Value
$136,000
$244,900
Median Monthly Rent
$919
$1,163
Homeownership Rate
81.2%
65.9%
Median Household Income
$68,272
$74,755
Crime & Safety
Very Safe
Gray Summit's violent crime rate is 187.6 per 100,000 residents
— 51% lower than the national average of ~380 per 100,000.
Violent Crime
187.6 /100k
Property Crime
1297.5 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Gray Summit is served primarily by WASHINGTON.
The student-to-teacher ratio is 12.0:1
(better than the national average of ~16:1).
Metric
Gray Summit, MO
National Avg
School District
WASHINGTON
—
Elementary Schools
7
—
Middle Schools
1
—
High Schools
2
—
Student/Teacher Ratio
12.0:1
16:1
Bachelor's Degree or Higher
16.1%
35.4%
High School Diploma or Higher
85.0%
91.1%
Weather & Climate
Gray Summit sees average highs of 39.9°F in January
and 88.3°F in July,
with 43.0 inches of annual precipitation
and 11.4 inches of snow per year.
Gray Summit's cost of living index is 96, where 100 is the national average.
That makes Gray Summit roughly 4% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $136,000 and median rent is $919/month.
Gray Summit's violent crime rate is 187.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1297.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Gray Summit are operated by WASHINGTON.
The district has 7 elementary, 1 middle, and 2 high schools.
The student-to-teacher ratio is 12.0:1. 16.1% of adults 25+ hold a bachelor's degree or higher.
Gray Summit, MO has a population of 2,573, a median household income of $68,272, and an unemployment rate of 2.5%.
Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Gray Summit averages 39.9°F in January and 88.3°F in July. Annual rainfall is 43.0 inches
with about 11.4 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Gray Summit, MO is covered by 2 ZIP codes: 63039, 63055.
The population of Gray Summit, Missouri is 2,573 with a median age of 37.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Gray Summit: cost of living index 96 (100 = US average), median home $136,000, median household income $68,272, crime index 54 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Gray Summit side by side with your current city to see the trade-offs.
.jpg)