Below Average CostSafer than AverageEXCELSIOR SPRINGS 40
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Excelsior Springs is a small city of 10,546 in Missouri, with a median household income of $74,196
and a 4.0% unemployment rate.
Its cost of living index is 93 (US average = 100), which is
7% below the national average.
Strengths:
Excelsior Springs stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Excelsior Springs is right for you depends on your priorities — the full breakdown is below.
All Excelsior Springs city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 93.3
Excelsior Springs's overall cost of living index is 93.3,
where 100 represents the US national average.
Living in Excelsior Springs costs roughly 7% less than the average American city.
Metric
Excelsior Springs, MO
National Avg
Median Home Value
$166,500
$244,900
Median Monthly Rent
$842
$1,163
Homeownership Rate
63.6%
65.9%
Median Household Income
$74,196
$74,755
Crime & Safety
Safer than Average
Excelsior Springs's violent crime rate is 329.5 per 100,000 residents
— 13% lower than the national average of ~380 per 100,000.
Violent Crime
329.5 /100k
Property Crime
2391.5 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Excelsior Springs is served primarily by EXCELSIOR SPRINGS 40.
The student-to-teacher ratio is 13.8:1
(better than the national average of ~16:1).
Metric
Excelsior Springs, MO
National Avg
School District
EXCELSIOR SPRINGS 40
—
Elementary Schools
3
—
Middle Schools
1
—
High Schools
3
—
Student/Teacher Ratio
13.8:1
16:1
Bachelor's Degree or Higher
17.6%
35.4%
High School Diploma or Higher
87.0%
91.1%
Weather & Climate
Excelsior Springs sees average highs of 38.1°F in January
and 88.0°F in July,
with 41.1 inches of annual precipitation
and 19.4 inches of snow per year.
Excelsior Springs's cost of living index is 93, where 100 is the national average.
That makes Excelsior Springs roughly 7% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $166,500 and median rent is $842/month.
Excelsior Springs's violent crime rate is 329.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2391.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Excelsior Springs are operated by EXCELSIOR SPRINGS 40.
The district has 3 elementary, 1 middle, and 3 high schools.
The student-to-teacher ratio is 13.8:1. 17.6% of adults 25+ hold a bachelor's degree or higher.
Excelsior Springs, MO has a population of 10,546, a median household income of $74,196, and an unemployment rate of 4.0%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Excelsior Springs averages 38.1°F in January and 88.0°F in July. Annual rainfall is 41.1 inches
with about 19.4 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Excelsior Springs, MO is covered by 1 ZIP code: 64024.
The population of Excelsior Springs, Missouri is 10,546 with a median age of 35.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Excelsior Springs: cost of living index 93 (100 = US average), median home $166,500, median household income $74,196, crime index 98 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Excelsior Springs side by side with your current city to see the trade-offs.