Median Income
$74,196
household / year
Median Home Value
$166,500
owner-occupied
Median Rent
$842
gross / month
Cost of Living
93
national avg = 100

Is Excelsior Springs, MO a Good Place to Live?

Excelsior Springs is a small city of 10,546 in Missouri, with a median household income of $74,196 and a 4.0% unemployment rate. Its cost of living index is 93 (US average = 100), which is 7% below the national average.

Strengths: Excelsior Springs stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Excelsior Springs is right for you depends on your priorities — the full breakdown is below.

All Excelsior Springs city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 93.3

Excelsior Springs's overall cost of living index is 93.3, where 100 represents the US national average. Living in Excelsior Springs costs roughly 7% less than the average American city.

Metric Excelsior Springs, MO National Avg
Median Home Value $166,500 $244,900
Median Monthly Rent $842 $1,163
Homeownership Rate 63.6% 65.9%
Median Household Income $74,196 $74,755

Crime & Safety

Safer than Average

Excelsior Springs's violent crime rate is 329.5 per 100,000 residents — 13% lower than the national average of ~380 per 100,000.

Violent Crime
329.5 /100k
Property Crime
2391.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Excelsior Springs is served primarily by EXCELSIOR SPRINGS 40. The student-to-teacher ratio is 13.8:1 (better than the national average of ~16:1).

Metric Excelsior Springs, MO National Avg
School District EXCELSIOR SPRINGS 40
Elementary Schools 3
Middle Schools 1
High Schools 3
Student/Teacher Ratio 13.8:1 16:1
Bachelor's Degree or Higher 17.6% 35.4%
High School Diploma or Higher 87.0% 91.1%

Weather & Climate

Excelsior Springs sees average highs of 38.1°F in January and 88.0°F in July, with 41.1 inches of annual precipitation and 19.4 inches of snow per year.

MetricExcelsior Springs, MO
Average High — January38.1°F
Average High — July88.0°F
Annual Precipitation41.1"
Annual Snowfall19.4"

Demographics

MetricExcelsior Springs, MONational Avg
Population10,546
Median Age35.238.9
Unemployment Rate4.0%3.7%
Avg Commute Time23.8 min26 min
White (non-Hispanic)88.2%59.3%
Black or African American5.4%13.6%
Hispanic or Latino3.9%18.9%
Asian0.1%6.3%
Under 1821.6%22.2%
65 and over16.3%16.8%

Nearby Cities

ZIP Codes in Excelsior Springs

Excelsior Springs, MO is covered by 1 ZIP code:

Excelsior Springs vs Other Cities

Frequently Asked Questions

Excelsior Springs's cost of living index is 93, where 100 is the national average. That makes Excelsior Springs roughly 7% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $166,500 and median rent is $842/month.
Excelsior Springs's violent crime rate is 329.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2391.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Excelsior Springs are operated by EXCELSIOR SPRINGS 40. The district has 3 elementary, 1 middle, and 3 high schools. The student-to-teacher ratio is 13.8:1. 17.6% of adults 25+ hold a bachelor's degree or higher.
Excelsior Springs, MO has a population of 10,546, a median household income of $74,196, and an unemployment rate of 4.0%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Excelsior Springs averages 38.1°F in January and 88.0°F in July. Annual rainfall is 41.1 inches with about 19.4 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Excelsior Springs, MO is covered by 1 ZIP code: 64024.
The population of Excelsior Springs, Missouri is 10,546 with a median age of 35.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Excelsior Springs: cost of living index 93 (100 = US average), median home $166,500, median household income $74,196, crime index 98 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Excelsior Springs side by side with your current city to see the trade-offs.