Cosby is a small town of 201 in Missouri, with a median household income of $63,125
and a 9.4% unemployment rate.
Its cost of living index is 88 (US average = 100), which is
12% below the national average.
Strengths:
Cosby stands out for an affordable cost of living, below-average home prices.
Trade-offs:
Potential downsides include longer commutes, an elevated unemployment rate. Whether Cosby is right for you depends on your priorities — the full breakdown is below.
All Cosby city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 87.8
Cosby's overall cost of living index is 87.8,
where 100 represents the US national average.
Living in Cosby costs roughly 12% less than the average American city.
Metric
Cosby, MO
National Avg
Median Home Value
$90,900
$244,900
Median Monthly Rent
$728
$1,163
Homeownership Rate
83.1%
65.9%
Median Household Income
$63,125
$74,755
Crime & Safety
Very Safe
Cosby's violent crime rate is 169.4 per 100,000 residents
— 55% lower than the national average of ~380 per 100,000.
Violent Crime
169.4 /100k
Property Crime
660.6 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Cosby is served primarily by AVENUE CITY R-IX.
The student-to-teacher ratio is 12.9:1
(better than the national average of ~16:1).
Metric
Cosby, MO
National Avg
School District
AVENUE CITY R-IX
—
Elementary Schools
1
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
12.9:1
16:1
Bachelor's Degree or Higher
9.1%
35.4%
High School Diploma or Higher
100.0%
91.1%
Weather & Climate
Cosby sees average highs of 35.3°F in January
and 87.3°F in July,
with 37.1 inches of annual precipitation
and 17.9 inches of snow per year.
Cosby's cost of living index is 88, where 100 is the national average.
That makes Cosby roughly 12% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $90,900 and median rent is $728/month.
Cosby's violent crime rate is 169.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 660.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Cosby are operated by AVENUE CITY R-IX.
The district has 1 elementary, several middle, and several high schools.
The student-to-teacher ratio is 12.9:1. 9.1% of adults 25+ hold a bachelor's degree or higher.
Cosby, MO has a population of 201, a median household income of $63,125, and an unemployment rate of 9.4%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Cosby averages 35.3°F in January and 87.3°F in July. Annual rainfall is 37.1 inches
with about 17.9 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Cosby, MO is covered by 1 ZIP code: 64436.
The population of Cosby, Missouri is 201 with a median age of 27.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Cosby: cost of living index 88 (100 = US average), median home $90,900, median household income $63,125, crime index 39 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Cosby side by side with your current city to see the trade-offs.
