Is Charleston, MO a Good Place to Live?
Charleston is a small town of 4,683 in Missouri, with a median household income of $29,306 and a 7.9% unemployment rate. Its cost of living index is 88 (US average = 100), which is 12% below the national average.
Strengths: Charleston stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.
Trade-offs: Potential downsides include a higher-than-average crime index, an elevated unemployment rate. Whether Charleston is right for you depends on your priorities — the full breakdown is below.
All Charleston city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 87.9Charleston's overall cost of living index is 87.9, where 100 represents the US national average. Living in Charleston costs roughly 12% less than the average American city.
| Metric | Charleston, MO | National Avg |
|---|---|---|
| Median Home Value | $90,700 | $244,900 |
| Median Monthly Rent | $688 | $1,163 |
| Homeownership Rate | 49.3% | 65.9% |
| Median Household Income | $29,306 | $74,755 |
Crime & Safety
Higher than AverageCharleston's violent crime rate is 809.5 per 100,000 residents — 113% higher than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Charleston is served primarily by CHARLESTON R-I. The student-to-teacher ratio is 11.4:1 (better than the national average of ~16:1).
| Metric | Charleston, MO | National Avg |
|---|---|---|
| School District | CHARLESTON R-I | — |
| Elementary Schools | 1 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 11.4:1 | 16:1 |
| Bachelor's Degree or Higher | 9.8% | 35.4% |
| High School Diploma or Higher | 79.7% | 91.1% |
Weather & Climate
Charleston sees average highs of 43.4°F in January and 88.7°F in July, with 52.0 inches of annual precipitation and 3.1 inches of snow per year.
| Metric | Charleston, MO |
|---|---|
| Average High — January | 43.4°F |
| Average High — July | 88.7°F |
| Annual Precipitation | 52.0" |
| Annual Snowfall | 3.1" |
Demographics
| Metric | Charleston, MO | National Avg |
|---|---|---|
| Population | 4,683 | — |
| Median Age | 42.2 | 38.9 |
| Unemployment Rate | 7.9% | 3.7% |
| Avg Commute Time | 18.8 min | 26 min |
| White (non-Hispanic) | 37.5% | 59.3% |
| Black or African American | 58.0% | 13.6% |
| Hispanic or Latino | 0.9% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 21.0% | 22.2% |
| 65 and over | 12.7% | 16.8% |
Nearby Cities
ZIP Codes in Charleston
Charleston, MO is covered by 1 ZIP code: