Median Income
$29,306
household / year
Median Home Value
$90,700
owner-occupied
Median Rent
$688
gross / month
Cost of Living
88
national avg = 100

Is Charleston, MO a Good Place to Live?

Charleston is a small town of 4,683 in Missouri, with a median household income of $29,306 and a 7.9% unemployment rate. Its cost of living index is 88 (US average = 100), which is 12% below the national average.

Strengths: Charleston stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.

Trade-offs: Potential downsides include a higher-than-average crime index, an elevated unemployment rate. Whether Charleston is right for you depends on your priorities — the full breakdown is below.

All Charleston city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 87.9

Charleston's overall cost of living index is 87.9, where 100 represents the US national average. Living in Charleston costs roughly 12% less than the average American city.

Metric Charleston, MO National Avg
Median Home Value $90,700 $244,900
Median Monthly Rent $688 $1,163
Homeownership Rate 49.3% 65.9%
Median Household Income $29,306 $74,755

Crime & Safety

Higher than Average

Charleston's violent crime rate is 809.5 per 100,000 residents — 113% higher than the national average of ~380 per 100,000.

Violent Crime
809.5 /100k
Property Crime
1551.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Charleston is served primarily by CHARLESTON R-I. The student-to-teacher ratio is 11.4:1 (better than the national average of ~16:1).

Metric Charleston, MO National Avg
School District CHARLESTON R-I
Elementary Schools 1
Middle Schools 1
High Schools 1
Student/Teacher Ratio 11.4:1 16:1
Bachelor's Degree or Higher 9.8% 35.4%
High School Diploma or Higher 79.7% 91.1%

Weather & Climate

Charleston sees average highs of 43.4°F in January and 88.7°F in July, with 52.0 inches of annual precipitation and 3.1 inches of snow per year.

MetricCharleston, MO
Average High — January43.4°F
Average High — July88.7°F
Annual Precipitation52.0"
Annual Snowfall3.1"

Demographics

MetricCharleston, MONational Avg
Population4,683
Median Age42.238.9
Unemployment Rate7.9%3.7%
Avg Commute Time18.8 min26 min
White (non-Hispanic)37.5%59.3%
Black or African American58.0%13.6%
Hispanic or Latino0.9%18.9%
Asian0.0%6.3%
Under 1821.0%22.2%
65 and over12.7%16.8%

Nearby Cities

ZIP Codes in Charleston

Charleston, MO is covered by 1 ZIP code:

Charleston vs Other Cities

Frequently Asked Questions

Charleston's cost of living index is 88, where 100 is the national average. That makes Charleston roughly 12% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $90,700 and median rent is $688/month.
Charleston's violent crime rate is 809.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1551.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Charleston are operated by CHARLESTON R-I. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 11.4:1. 9.8% of adults 25+ hold a bachelor's degree or higher.
Charleston, MO has a population of 4,683, a median household income of $29,306, and an unemployment rate of 7.9%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Charleston averages 43.4°F in January and 88.7°F in July. Annual rainfall is 52.0 inches with about 3.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Charleston, MO is covered by 1 ZIP code: 63834.
The population of Charleston, Missouri is 4,683 with a median age of 42.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Charleston: cost of living index 88 (100 = US average), median home $90,700, median household income $29,306, crime index 157 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Charleston side by side with your current city to see the trade-offs.