Is Chain of Rocks, MO a Good Place to Live?
Chain of Rocks is a small town of 272 in Missouri, with a median household income of $140,685 . Its cost of living index is 96 (US average = 100), which is 4% below the national average.
Strengths: Chain of Rocks stands out for an affordable cost of living, a well-educated population, short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Chain of Rocks is right for you depends on your priorities — the full breakdown is below.
All Chain of Rocks city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 96.3Chain of Rocks's overall cost of living index is 96.3, where 100 represents the US national average. Living in Chain of Rocks costs roughly 4% less than the average American city.
| Metric | Chain of Rocks, MO | National Avg |
|---|---|---|
| Median Home Value | $337,800 | $244,900 |
| Median Monthly Rent | N/A | $1,163 |
| Homeownership Rate | 100.0% | 65.9% |
| Median Household Income | $140,685 | $74,755 |
Crime & Safety
Very SafeChain of Rocks's violent crime rate is 279.6 per 100,000 residents — 26% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Chain of Rocks, MO | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 48.4% | 35.4% |
| High School Diploma or Higher | 91.5% | 91.1% |
Weather & Climate
Chain of Rocks sees average highs of 39.3°F in January and 88.1°F in July, with 43.3 inches of annual precipitation and 14.8 inches of snow per year.
| Metric | Chain of Rocks, MO |
|---|---|
| Average High — January | 39.3°F |
| Average High — July | 88.1°F |
| Annual Precipitation | 43.3" |
| Annual Snowfall | 14.8" |
Demographics
| Metric | Chain of Rocks, MO | National Avg |
|---|---|---|
| Population | 272 | — |
| Median Age | 35.1 | 38.9 |
| Unemployment Rate | 0.0% | 3.7% |
| Avg Commute Time | 21.8 min | 26 min |
| White (non-Hispanic) | 98.9% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 0.0% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 37.5% | 22.2% |
| 65 and over | 5.9% | 16.8% |