Median Income
$140,685
household / year
Median Home Value
$337,800
owner-occupied
Median Rent
N/A
gross / month
Cost of Living
96
national avg = 100

Is Chain of Rocks, MO a Good Place to Live?

Chain of Rocks is a small town of 272 in Missouri, with a median household income of $140,685 . Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Chain of Rocks stands out for an affordable cost of living, a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Chain of Rocks is right for you depends on your priorities — the full breakdown is below.

All Chain of Rocks city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.3

Chain of Rocks's overall cost of living index is 96.3, where 100 represents the US national average. Living in Chain of Rocks costs roughly 4% less than the average American city.

Metric Chain of Rocks, MO National Avg
Median Home Value $337,800 $244,900
Median Monthly Rent N/A $1,163
Homeownership Rate 100.0% 65.9%
Median Household Income $140,685 $74,755

Crime & Safety

Very Safe

Chain of Rocks's violent crime rate is 279.6 per 100,000 residents — 26% lower than the national average of ~380 per 100,000.

Violent Crime
279.6 /100k
Property Crime
737.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Chain of Rocks, MO National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 48.4% 35.4%
High School Diploma or Higher 91.5% 91.1%

Weather & Climate

Chain of Rocks sees average highs of 39.3°F in January and 88.1°F in July, with 43.3 inches of annual precipitation and 14.8 inches of snow per year.

MetricChain of Rocks, MO
Average High — January39.3°F
Average High — July88.1°F
Annual Precipitation43.3"
Annual Snowfall14.8"

Demographics

MetricChain of Rocks, MONational Avg
Population272—
Median Age35.138.9
Unemployment Rate0.0%3.7%
Avg Commute Time21.8 min26 min
White (non-Hispanic)98.9%59.3%
Black or African American0.0%13.6%
Hispanic or Latino0.0%18.9%
Asian0.0%6.3%
Under 1837.5%22.2%
65 and over5.9%16.8%

Nearby Cities

Chain of Rocks vs Other Cities

Frequently Asked Questions

Chain of Rocks's cost of living index is 96, where 100 is the national average. That makes Chain of Rocks roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $337,800 and median rent is N/A/month.
Chain of Rocks's violent crime rate is 279.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 737.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Chain of Rocks, MO has a population of 272, a median household income of $140,685, and an unemployment rate of 0.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Chain of Rocks averages 39.3°F in January and 88.1°F in July. Annual rainfall is 43.3 inches with about 14.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
The population of Chain of Rocks, Missouri is 272 with a median age of 35.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Chain of Rocks: cost of living index 96 (100 = US average), median home $337,800, median household income $140,685, crime index 58 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Chain of Rocks side by side with your current city to see the trade-offs.