Median Income
$71,406
household / year
Median Home Value
$133,600
owner-occupied
Median Rent
$828
gross / month
Cost of Living
93
national avg = 100

Is Alma, MO a Good Place to Live?

Alma is a small town of 448 in Missouri, with a median household income of $71,406 and a 3.8% unemployment rate. Its cost of living index is 93 (US average = 100), which is 7% below the national average.

Strengths: Alma stands out for an affordable cost of living, below-average home prices, solid school ratings (A-), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Alma is right for you depends on your priorities — the full breakdown is below.

All Alma city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 93.3

Alma's overall cost of living index is 93.3, where 100 represents the US national average. Living in Alma costs roughly 7% less than the average American city.

Metric Alma, MO National Avg
Median Home Value $133,600 $244,900
Median Monthly Rent $828 $1,163
Homeownership Rate 87.3% 65.9%
Median Household Income $71,406 $74,755

Crime & Safety

Very Safe

Alma's violent crime rate is 48.9 per 100,000 residents — 87% lower than the national average of ~380 per 100,000.

Violent Crime
48.9 /100k
Property Crime
452.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Alma is served primarily by SANTA FE R-X. The student-to-teacher ratio is 10.4:1 (better than the national average of ~16:1).

Metric Alma, MO National Avg
School District SANTA FE R-X
Elementary Schools 1
Middle Schools N/A
High Schools 1
Student/Teacher Ratio 10.4:1 16:1
Bachelor's Degree or Higher 30.4% 35.4%
High School Diploma or Higher 94.3% 91.1%

Weather & Climate

Alma sees average highs of 37.3°F in January and 87.3°F in July, with 42.6 inches of annual precipitation and 13.7 inches of snow per year.

MetricAlma, MO
Average High — January37.3°F
Average High — July87.3°F
Annual Precipitation42.6"
Annual Snowfall13.7"

Demographics

MetricAlma, MONational Avg
Population448
Median Age40.038.9
Unemployment Rate3.8%3.7%
Avg Commute Time25.8 min26 min
White (non-Hispanic)97.5%59.3%
Black or African American0.4%13.6%
Hispanic or Latino1.8%18.9%
Asian0.0%6.3%
Under 1826.1%22.2%
65 and over23.4%16.8%

Nearby Cities

ZIP Codes in Alma

Alma, MO is covered by 1 ZIP code:

Alma vs Other Cities

Frequently Asked Questions

Alma's cost of living index is 93, where 100 is the national average. That makes Alma roughly 7% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $133,600 and median rent is $828/month.
Alma's violent crime rate is 48.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 452.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Alma are operated by SANTA FE R-X. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 10.4:1. 30.4% of adults 25+ hold a bachelor's degree or higher.
Alma, MO has a population of 448, a median household income of $71,406, and an unemployment rate of 3.8%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Alma averages 37.3°F in January and 87.3°F in July. Annual rainfall is 42.6 inches with about 13.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Alma, MO is covered by 1 ZIP code: 64001.
The population of Alma, Missouri is 448 with a median age of 40.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Alma: cost of living index 93 (100 = US average), median home $133,600, median household income $71,406, crime index 16 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Alma side by side with your current city to see the trade-offs.