What are the schools like in Albany, MO?

Albany is served primarily by ALBANY R-III. The district operates 1 elementary schools, 1 middle schools, and 1 high schools with a student-to-teacher ratio of 11.7:1.

What is the median household income in Albany?

The median household income in Albany, MO is $46,033 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 3.0%.

What is the weather like in Albany, MO?

Albany has an average high temperature of 34.7°F in January and 88.1°F in July. Annual precipitation averages 37.5 inches and annual snowfall averages 21.2 inches.

Albany, MO Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Albany, MO affordable or expensive?

Albany's cost of living index is 86, where 100 represents the national average. This means Albany is 14% less expensive than the average US city. The median home value is $91,600 and the median rent is $559 per month.

Q: What is the crime rate in Albany, MO?

Crime rate data for Albany is not currently available from the FBI's reported data.

Is Albany, MO a Good Place to Live?

Albany is a small town of 1,859 in Missouri, with a median household income of $46,033 and a 3.0% unemployment rate. Its cost of living index is 86 (US average = 100), which is 14% below the national average.

Strengths: Albany stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Albany is right for you depends on your priorities — the full breakdown is below.

All Albany city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 86.3

Albany's overall cost of living index is 86.3, where 100 represents the US national average. Living in Albany costs roughly 14% less than the average American city.

Metric	Albany, MO	National Avg
Median Home Value	$91,600	$244,900
Median Monthly Rent	$559	$1,163
Homeownership Rate	69.3%	65.9%
Median Household Income	$46,033	$74,755

Crime & Safety

Crime data for Albany is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Albany is served primarily by ALBANY R-III. The student-to-teacher ratio is 11.7:1 (better than the national average of ~16:1).

Metric	Albany, MO	National Avg
School District	ALBANY R-III	—
Elementary Schools	1	—
Middle Schools	1	—
High Schools	1	—
Student/Teacher Ratio	11.7:1	16:1
Bachelor's Degree or Higher	21.6%	35.4%
High School Diploma or Higher	90.7%	91.1%

Weather & Climate

Albany sees average highs of 34.7°F in January and 88.1°F in July, with 37.5 inches of annual precipitation and 21.2 inches of snow per year.

Metric	Albany, MO
Average High — January	34.7°F
Average High — July	88.1°F
Annual Precipitation	37.5"
Annual Snowfall	21.2"

Demographics

Metric	Albany, MO	National Avg
Population	1,859	—
Median Age	41.9	38.9
Unemployment Rate	3.0%	3.7%
Avg Commute Time	18.4 min	26 min
White (non-Hispanic)	96.5%	59.3%
Black or African American	1.1%	13.6%
Hispanic or Latino	1.1%	18.9%
Asian	0.8%	6.3%
Under 18	20.4%	22.2%
65 and over	21.7%	16.8%

Nearby Cities

Darlington, MO 5 mi New Hampton, MO 7 mi Gentry, MO 8 mi Denver, MO 10 mi Stanberry, MO 11 mi

ZIP Codes in Albany

Albany, MO is covered by 1 ZIP code:

64402

Albany vs Other Cities

Albany, MO vs Darlington, MO Albany, MO vs New Hampton, MO Albany, MO vs Gentry, MO Albany, MO vs Denver, MO Albany, MO vs Stanberry, MO

Frequently Asked Questions

Is Albany, MO affordable or expensive?

Albany's cost of living index is 86, where 100 is the national average. That makes Albany roughly 14% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $91,600 and median rent is $559/month.

What is the crime rate in Albany, MO?

Crime data for Albany is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.

What are the schools like in Albany?

Public schools in Albany are operated by ALBANY R-III. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 11.7:1. 21.6% of adults 25+ hold a bachelor's degree or higher.

Is Albany, MO a good place to live?

Albany, MO has a population of 1,859, a median household income of $46,033, and an unemployment rate of 3.0%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Albany?

Albany averages 34.7°F in January and 88.1°F in July. Annual rainfall is 37.5 inches with about 21.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Albany?

Albany, MO is covered by 1 ZIP code: 64402.

What is the population of Albany?

The population of Albany, Missouri is 1,859 with a median age of 41.9. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Albany?

Key numbers for living in Albany: cost of living index 86 (100 = US average), median home $91,600, median household income $46,033, schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Albany side by side with your current city to see the trade-offs.