Median Income
$72,061
household / year
Median Home Value
$239,000
owner-occupied
Median Rent
$772
gross / month
Cost of Living
96
national avg = 100

Is Zumbrota, MN a Good Place to Live?

Zumbrota is a small town of 3,777 in Minnesota, with a median household income of $72,061 and a 2.8% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Zumbrota stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B+).

Trade-offs: Potential downsides include longer commutes. Whether Zumbrota is right for you depends on your priorities — the full breakdown is below.

All Zumbrota city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 95.7

Zumbrota's overall cost of living index is 95.7, where 100 represents the US national average. Living in Zumbrota costs roughly 4% less than the average American city.

Metric Zumbrota, MN National Avg
Median Home Value $239,000 $244,900
Median Monthly Rent $772 $1,163
Homeownership Rate 76.0% 65.9%
Median Household Income $72,061 $74,755

Crime & Safety

Very Safe

Zumbrota's violent crime rate is 48.8 per 100,000 residents — 87% lower than the national average of ~380 per 100,000.

Violent Crime
48.8 /100k
Property Crime
390.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Zumbrota is served primarily by Zumbrota-Mazeppa School District. The student-to-teacher ratio is 14.1:1 (better than the national average of ~16:1).

Metric Zumbrota, MN National Avg
School District Zumbrota-Mazeppa School District —
Elementary Schools 2 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 14.1:1 16:1
Bachelor's Degree or Higher 34.8% 35.4%
High School Diploma or Higher 98.6% 91.1%

Weather & Climate

Zumbrota sees average highs of 22.7°F in January and 81.0°F in July, with 35.2 inches of annual precipitation and 43.5 inches of snow per year.

MetricZumbrota, MN
Average High — January22.7°F
Average High — July81.0°F
Annual Precipitation35.2"
Annual Snowfall43.5"

Demographics

MetricZumbrota, MNNational Avg
Population3,777—
Median Age43.538.9
Unemployment Rate2.8%3.7%
Avg Commute Time33.3 min26 min
White (non-Hispanic)94.9%59.3%
Black or African American0.0%13.6%
Hispanic or Latino2.8%18.9%
Asian2.3%6.3%
Under 1820.4%22.2%
65 and over20.9%16.8%

Nearby Cities

ZIP Codes in Zumbrota

Zumbrota, MN is covered by 1 ZIP code:

Zumbrota vs Other Cities

Frequently Asked Questions

Zumbrota's cost of living index is 96, where 100 is the national average. That makes Zumbrota roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $239,000 and median rent is $772/month.
Zumbrota's violent crime rate is 48.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 390.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Zumbrota are operated by Zumbrota-Mazeppa School District. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 14.1:1. 34.8% of adults 25+ hold a bachelor's degree or higher.
Zumbrota, MN has a population of 3,777, a median household income of $72,061, and an unemployment rate of 2.8%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Zumbrota averages 22.7°F in January and 81.0°F in July. Annual rainfall is 35.2 inches with about 43.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Zumbrota, MN is covered by 1 ZIP code: 55992.
The population of Zumbrota, Minnesota is 3,777 with a median age of 43.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Zumbrota: cost of living index 96 (100 = US average), median home $239,000, median household income $72,061, crime index 15 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Zumbrota side by side with your current city to see the trade-offs.