Utica is a small town of 187 in Minnesota, with a median household income of $76,250
.
Its cost of living index is 95 (US average = 100), which is
5% below the national average.
Strengths:
Utica stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Utica is right for you depends on your priorities — the full breakdown is below.
All Utica city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 94.7
Utica's overall cost of living index is 94.7,
where 100 represents the US national average.
Living in Utica costs roughly 5% less than the average American city.
Metric
Utica, MN
National Avg
Median Home Value
$172,900
$244,900
Median Monthly Rent
$833
$1,163
Homeownership Rate
82.1%
65.9%
Median Household Income
$76,250
$74,755
Crime & Safety
Very Safe
Utica's violent crime rate is 118.8 per 100,000 residents
— 69% lower than the national average of ~380 per 100,000.
Violent Crime
118.8 /100k
Property Crime
1414.3 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
Utica, MN
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
22.0%
35.4%
High School Diploma or Higher
92.4%
91.1%
Weather & Climate
Utica sees average highs of 22.9°F in January
and 82.6°F in July,
with 37.1 inches of annual precipitation
and 44.9 inches of snow per year.
Utica's cost of living index is 95, where 100 is the national average.
That makes Utica roughly 5% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $172,900 and median rent is $833/month.
Utica's violent crime rate is 118.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1414.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Utica, MN has a population of 187, a median household income of $76,250, and an unemployment rate of 0.0%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Utica averages 22.9°F in January and 82.6°F in July. Annual rainfall is 37.1 inches
with about 44.9 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Utica, MN is covered by 1 ZIP code: 55979.
The population of Utica, Minnesota is 187 with a median age of 31.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Utica: cost of living index 95 (100 = US average), median home $172,900, median household income $76,250, crime index 46 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Utica side by side with your current city to see the trade-offs.
