What are the schools like in Tracy, MN?

Tracy is served primarily by TRACY AREA PUBLIC SCHOOL DISTRICT. The district operates 1 elementary schools, several middle schools, and 1 high schools with a student-to-teacher ratio of 13.1:1.

What is the median household income in Tracy?

The median household income in Tracy, MN is $63,201 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 3.4%.

What is the weather like in Tracy, MN?

Tracy has an average high temperature of 22.8°F in January and 82.2°F in July. Annual precipitation averages 29.2 inches and annual snowfall averages 49.3 inches.

Tracy, MN Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Tracy, MN affordable or expensive?

Tracy's cost of living index is 88, where 100 represents the national average. This means Tracy is 12% less expensive than the average US city. The median home value is $95,600 and the median rent is $542 per month.

Q: What is the crime rate in Tracy, MN?

Tracy has a violent crime rate of 48.3 incidents per 100,000 residents and a property crime rate of 290.0 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Tracy, MN a Good Place to Live?

Tracy is a small town of 2,006 in Minnesota, with a median household income of $63,201 and a 3.4% unemployment rate. Its cost of living index is 88 (US average = 100), which is 12% below the national average.

Strengths: Tracy stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Tracy is right for you depends on your priorities — the full breakdown is below.

All Tracy city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 88.4

Tracy's overall cost of living index is 88.4, where 100 represents the US national average. Living in Tracy costs roughly 12% less than the average American city.

Metric	Tracy, MN	National Avg
Median Home Value	$95,600	$244,900
Median Monthly Rent	$542	$1,163
Homeownership Rate	82.5%	65.9%
Median Household Income	$63,201	$74,755

Crime & Safety

Very Safe

Tracy's violent crime rate is 48.3 per 100,000 residents — 87% lower than the national average of ~380 per 100,000.

Violent Crime

48.3 /100k

Property Crime

290.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Tracy is served primarily by TRACY AREA PUBLIC SCHOOL DISTRICT. The student-to-teacher ratio is 13.1:1 (better than the national average of ~16:1).

Metric	Tracy, MN	National Avg
School District	TRACY AREA PUBLIC SCHOOL DISTRICT	—
Elementary Schools	1	—
Middle Schools	N/A	—
High Schools	1	—
Student/Teacher Ratio	13.1:1	16:1
Bachelor's Degree or Higher	15.8%	35.4%
High School Diploma or Higher	90.2%	91.1%

Weather & Climate

Tracy sees average highs of 22.8°F in January and 82.2°F in July, with 29.2 inches of annual precipitation and 49.3 inches of snow per year.

Metric	Tracy, MN
Average High — January	22.8°F
Average High — July	82.2°F
Annual Precipitation	29.2"
Annual Snowfall	49.3"

Demographics

Metric	Tracy, MN	National Avg
Population	2,006	—
Median Age	39.0	38.9
Unemployment Rate	3.4%	3.7%
Avg Commute Time	21.4 min	26 min
White (non-Hispanic)	79.9%	59.3%
Black or African American	0.0%	13.6%
Hispanic or Latino	2.2%	18.9%
Asian	14.4%	6.3%
Under 18	25.6%	22.2%
65 and over	20.3%	16.8%

Nearby Cities

Garvin, MN 7 mi Walnut Grove, MN 8 mi The Lakes, MN 10 mi Currie, MN 12 mi Balaton, MN 12 mi

Tracy vs Other Cities

Tracy, MN vs Garvin, MN Tracy, MN vs Walnut Grove, MN Tracy, MN vs The Lakes, MN Tracy, MN vs Currie, MN Tracy, MN vs Balaton, MN

Frequently Asked Questions

Is Tracy, MN affordable or expensive?

Tracy's cost of living index is 88, where 100 is the national average. That makes Tracy roughly 12% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $95,600 and median rent is $542/month.

What is the crime rate in Tracy, MN?

Tracy's violent crime rate is 48.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 290.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Tracy?

Public schools in Tracy are operated by TRACY AREA PUBLIC SCHOOL DISTRICT. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 13.1:1. 15.8% of adults 25+ hold a bachelor's degree or higher.

Is Tracy, MN a good place to live?

Tracy, MN has a population of 2,006, a median household income of $63,201, and an unemployment rate of 3.4%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Tracy?

Tracy averages 22.8°F in January and 82.2°F in July. Annual rainfall is 29.2 inches with about 49.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What is the population of Tracy?

The population of Tracy, Minnesota is 2,006 with a median age of 39.0. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Tracy?

Key numbers for living in Tracy: cost of living index 88 (100 = US average), median home $95,600, median household income $63,201, crime index 13 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Tracy side by side with your current city to see the trade-offs.