Below Average CostVery SafeSTEPHEN-ARGYLE CENTRAL SCHOOLS
Median Income
$65,625
household / year
Median Home Value
$94,200
owner-occupied
Median Rent
$931
gross / month
Cost of Living
93
national avg = 100
Is Stephen, MN a Good Place to Live?
Stephen is a small town of 552 in Minnesota, with a median household income of $65,625
and a 3.9% unemployment rate.
Its cost of living index is 93 (US average = 100), which is
7% below the national average.
Strengths:
Stephen stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Stephen is right for you depends on your priorities — the full breakdown is below.
All Stephen city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 92.6
Stephen's overall cost of living index is 92.6,
where 100 represents the US national average.
Living in Stephen costs roughly 7% less than the average American city.
Metric
Stephen, MN
National Avg
Median Home Value
$94,200
$244,900
Median Monthly Rent
$931
$1,163
Homeownership Rate
86.2%
65.9%
Median Household Income
$65,625
$74,755
Crime & Safety
Very Safe
Stephen's violent crime rate is 192.8 per 100,000 residents
— 49% lower than the national average of ~380 per 100,000.
Violent Crime
192.8 /100k
Property Crime
139.2 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Stephen is served primarily by STEPHEN-ARGYLE CENTRAL SCHOOLS.
The student-to-teacher ratio is 13.0:1
(better than the national average of ~16:1).
Metric
Stephen, MN
National Avg
School District
STEPHEN-ARGYLE CENTRAL SCHOOLS
—
Elementary Schools
1
—
Middle Schools
N/A
—
High Schools
1
—
Student/Teacher Ratio
13.0:1
16:1
Bachelor's Degree or Higher
27.2%
35.4%
High School Diploma or Higher
90.4%
91.1%
Weather & Climate
Stephen sees average highs of 15.5°F in January
and 81.7°F in July,
with 22.9 inches of annual precipitation
and 43.6 inches of snow per year.
Stephen's cost of living index is 93, where 100 is the national average.
That makes Stephen roughly 7% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $94,200 and median rent is $931/month.
Stephen's violent crime rate is 192.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 139.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Stephen are operated by STEPHEN-ARGYLE CENTRAL SCHOOLS.
The district has 1 elementary, several middle, and 1 high schools.
The student-to-teacher ratio is 13.0:1. 27.2% of adults 25+ hold a bachelor's degree or higher.
Stephen, MN has a population of 552, a median household income of $65,625, and an unemployment rate of 3.9%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Stephen averages 15.5°F in January and 81.7°F in July. Annual rainfall is 22.9 inches
with about 43.6 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Stephen, MN is covered by 1 ZIP code: 56757.
The population of Stephen, Minnesota is 552 with a median age of 57.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Stephen: cost of living index 93 (100 = US average), median home $94,200, median household income $65,625, crime index 33 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Stephen side by side with your current city to see the trade-offs.