St. Stephen is a small town of 782 in Minnesota, with a median household income of $91,250
and a 4.0% unemployment rate.
Its cost of living index is 89 (US average = 100), which is
11% below the national average.
Strengths:
St. Stephen stands out for an affordable cost of living, below-average home prices.
Trade-offs:
No major red flags stand out in the available data. Whether St. Stephen is right for you depends on your priorities — the full breakdown is below.
All St. Stephen city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.3
St. Stephen's overall cost of living index is 89.3,
where 100 represents the US national average.
Living in St. Stephen costs roughly 11% less than the average American city.
Metric
St. Stephen, MN
National Avg
Median Home Value
$223,900
$244,900
Median Monthly Rent
$788
$1,163
Homeownership Rate
95.3%
65.9%
Median Household Income
$91,250
$74,755
Crime & Safety
Safer than Average
St. Stephen's violent crime rate is 233.4 per 100,000 residents
— 39% lower than the national average of ~380 per 100,000.
Violent Crime
233.4 /100k
Property Crime
1831.4 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
St. Stephen, MN
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
20.2%
35.4%
High School Diploma or Higher
97.8%
91.1%
Weather & Climate
St. Stephen sees average highs of 19.5°F in January
and 80.3°F in July,
with 30.1 inches of annual precipitation
and 57.4 inches of snow per year.
St. Stephen's cost of living index is 89, where 100 is the national average.
That makes St. Stephen roughly 11% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $223,900 and median rent is $788/month.
St. Stephen's violent crime rate is 233.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1831.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
St. Stephen, MN has a population of 782, a median household income of $91,250, and an unemployment rate of 4.0%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
St. Stephen averages 19.5°F in January and 80.3°F in July. Annual rainfall is 30.1 inches
with about 57.4 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
St. Stephen, MN is covered by 1 ZIP code: 56375.
The population of St. Stephen, Minnesota is 782 with a median age of 37.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in St. Stephen: cost of living index 89 (100 = US average), median home $223,900, median household income $91,250, crime index 72 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare St. Stephen side by side with your current city to see the trade-offs.
