What are the schools like in St. Francis, MN?

St. Francis is served primarily by St. Francis Area Schools. The district operates 4 elementary schools, 2 middle schools, and 6 high schools with a student-to-teacher ratio of 15.9:1.

What is the median household income in St. Francis?

The median household income in St. Francis, MN is $98,390 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 2.7%.

What is the weather like in St. Francis, MN?

St. Francis has an average high temperature of 22.8°F in January and 80.1°F in July. Annual precipitation averages 42.1 inches and annual snowfall averages 56.0 inches.

St. Francis, MN Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is St. Francis, MN affordable or expensive?

St. Francis's cost of living index is 104, where 100 represents the national average. This means St. Francis is 4% more expensive than the average US city. The median home value is $275,500 and the median rent is $1,032 per month.

Q: What is the crime rate in St. Francis, MN?

St. Francis has a violent crime rate of 222.6 incidents per 100,000 residents and a property crime rate of 808.5 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is St. Francis, MN a Good Place to Live?

St. Francis is a small town of 8,198 in Minnesota, with a median household income of $98,390 and a 2.7% unemployment rate. Its cost of living index is 104 (US average = 100), which is 4% above the national average.

Strengths: St. Francis stands out for lower-than-average crime.

Trade-offs: Potential downsides include longer commutes. Whether St. Francis is right for you depends on your priorities — the full breakdown is below.

All St. Francis city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 104.5

St. Francis's overall cost of living index is 104.5, where 100 represents the US national average. Living in St. Francis costs roughly 4% more than the average American city.

Metric	St. Francis, MN	National Avg
Median Home Value	$275,500	$244,900
Median Monthly Rent	$1,032	$1,163
Homeownership Rate	86.3%	65.9%
Median Household Income	$98,390	$74,755

Crime & Safety

Very Safe

St. Francis's violent crime rate is 222.6 per 100,000 residents — 41% lower than the national average of ~380 per 100,000.

Violent Crime

222.6 /100k

Property Crime

808.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

St. Francis is served primarily by St. Francis Area Schools. The student-to-teacher ratio is 15.9:1 (better than the national average of ~16:1).

Metric	St. Francis, MN	National Avg
School District	St. Francis Area Schools	—
Elementary Schools	4	—
Middle Schools	2	—
High Schools	6	—
Student/Teacher Ratio	15.9:1	16:1
Bachelor's Degree or Higher	15.9%	35.4%
High School Diploma or Higher	92.1%	91.1%

Weather & Climate

St. Francis sees average highs of 22.8°F in January and 80.1°F in July, with 42.1 inches of annual precipitation and 56.0 inches of snow per year.

Metric	St. Francis, MN
Average High — January	22.8°F
Average High — July	80.1°F
Annual Precipitation	42.1"
Annual Snowfall	56.0"

Demographics

Metric	St. Francis, MN	National Avg
Population	8,198	—
Median Age	34.4	38.9
Unemployment Rate	2.7%	3.7%
Avg Commute Time	31.9 min	26 min
White (non-Hispanic)	93.6%	59.3%
Black or African American	1.3%	13.6%
Hispanic or Latino	0.5%	18.9%
Asian	0.2%	6.3%
Under 18	28.7%	22.2%
65 and over	10.8%	16.8%

Nearby Cities

Nowthen, MN 4 mi Oak Grove, MN 5 mi Bethel, MN 6 mi East Bethel, MN 9 mi Elk River, MN 9 mi

ZIP Codes in St. Francis

St. Francis, MN is covered by 1 ZIP code:

55070

St. Francis vs Other Cities

St. Francis, MN vs Nowthen, MN St. Francis, MN vs Oak Grove, MN St. Francis, MN vs Bethel, MN St. Francis, MN vs East Bethel, MN St. Francis, MN vs Elk River, MN

Frequently Asked Questions

Is St. Francis, MN affordable or expensive?

St. Francis's cost of living index is 104, where 100 is the national average. That puts St. Francis roughly 4% above the national average in cost. The median home price is $275,500 and median rent is $1,032/month.

What is the crime rate in St. Francis, MN?

St. Francis's violent crime rate is 222.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 808.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in St. Francis?

Public schools in St. Francis are operated by St. Francis Area Schools. The district has 4 elementary, 2 middle, and 6 high schools. The student-to-teacher ratio is 15.9:1. 15.9% of adults 25+ hold a bachelor's degree or higher.

Is St. Francis, MN a good place to live?

St. Francis, MN has a population of 8,198, a median household income of $98,390, and an unemployment rate of 2.7%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in St. Francis?

St. Francis averages 22.8°F in January and 80.1°F in July. Annual rainfall is 42.1 inches with about 56.0 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in St. Francis?

St. Francis, MN is covered by 1 ZIP code: 55070.

What is the population of St. Francis?

The population of St. Francis, Minnesota is 8,198 with a median age of 34.4. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in St. Francis?

Key numbers for living in St. Francis: cost of living index 104 (100 = US average), median home $275,500, median household income $98,390, crime index 51 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare St. Francis side by side with your current city to see the trade-offs.