Is Rock Creek, MN a Good Place to Live?
Rock Creek is a small town of 1,694 in Minnesota, with a median household income of $92,344 and a 2.9% unemployment rate. Its cost of living index is 97 (US average = 100), which is 3% below the national average.
Strengths: Rock Creek's profile is close to national averages across most measures.
Trade-offs: Potential downsides include longer commutes. Whether Rock Creek is right for you depends on your priorities — the full breakdown is below.
All Rock Creek city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 97.3Rock Creek's overall cost of living index is 97.3, where 100 represents the US national average. Living in Rock Creek costs roughly 3% less than the average American city.
| Metric | Rock Creek, MN | National Avg |
|---|---|---|
| Median Home Value | $279,300 | $244,900 |
| Median Monthly Rent | $858 | $1,163 |
| Homeownership Rate | 90.3% | 65.9% |
| Median Household Income | $92,344 | $74,755 |
Crime & Safety
Safer than AverageRock Creek's violent crime rate is 263.7 per 100,000 residents — 31% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Rock Creek is served primarily by PINE CITY PUBLIC SCHOOL DISTRICT. The student-to-teacher ratio is 16.4:1 (slightly above the national average of ~16:1).
| Metric | Rock Creek, MN | National Avg |
|---|---|---|
| School District | PINE CITY PUBLIC SCHOOL DISTRICT | — |
| Elementary Schools | 2 | — |
| Middle Schools | 1 | — |
| High Schools | 4 | — |
| Student/Teacher Ratio | 16.4:1 | 16:1 |
| Bachelor's Degree or Higher | 17.4% | 35.4% |
| High School Diploma or Higher | 95.3% | 91.1% |
Weather & Climate
Rock Creek sees average highs of 22.2°F in January and 82.4°F in July, with 32.4 inches of annual precipitation and 52.2 inches of snow per year.
| Metric | Rock Creek, MN |
|---|---|
| Average High — January | 22.2°F |
| Average High — July | 82.4°F |
| Annual Precipitation | 32.4" |
| Annual Snowfall | 52.2" |
Demographics
| Metric | Rock Creek, MN | National Avg |
|---|---|---|
| Population | 1,694 | — |
| Median Age | 36.7 | 38.9 |
| Unemployment Rate | 2.9% | 3.7% |
| Avg Commute Time | 33.3 min | 26 min |
| White (non-Hispanic) | 96.1% | 59.3% |
| Black or African American | 0.6% | 13.6% |
| Hispanic or Latino | 1.8% | 18.9% |
| Asian | 0.2% | 6.3% |
| Under 18 | 29.9% | 22.2% |
| 65 and over | 10.8% | 16.8% |
Nearby Cities
ZIP Codes in Rock Creek
Rock Creek, MN is covered by 2 ZIP codes: