Median Income
$110,212
household / year
Median Home Value
$334,200
owner-occupied
Median Rent
$1,738
gross / month
Cost of Living
104
national avg = 100

Is Ramsey, MN a Good Place to Live?

Ramsey is a small city of 27,774 in Minnesota, with a median household income of $110,212 and a 4.3% unemployment rate. Its cost of living index is 104 (US average = 100), which is 4% above the national average.

Strengths: Ramsey stands out for lower-than-average crime, solid school ratings (B).

Trade-offs: No major red flags stand out in the available data. Whether Ramsey is right for you depends on your priorities — the full breakdown is below.

All Ramsey city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 104.5

Ramsey's overall cost of living index is 104.5, where 100 represents the US national average. Living in Ramsey costs roughly 4% more than the average American city.

Metric Ramsey, MN National Avg
Median Home Value $334,200 $244,900
Median Monthly Rent $1,738 $1,163
Homeownership Rate 84.8% 65.9%
Median Household Income $110,212 $74,755

Crime & Safety

Very Safe

Ramsey's violent crime rate is 62.5 per 100,000 residents — 84% lower than the national average of ~380 per 100,000.

Violent Crime
62.5 /100k
Property Crime
517.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Ramsey is served primarily by Anoka-Hennepin School District. The student-to-teacher ratio is 15.1:1 (better than the national average of ~16:1).

Metric Ramsey, MN National Avg
School District Anoka-Hennepin School District —
Elementary Schools 26 —
Middle Schools 6 —
High Schools 15 —
Student/Teacher Ratio 15.1:1 16:1
Bachelor's Degree or Higher 32.7% 35.4%
High School Diploma or Higher 96.7% 91.1%

Weather & Climate

Ramsey sees average highs of 22.5°F in January and 83.4°F in July, with 32.9 inches of annual precipitation and 35.7 inches of snow per year.

MetricRamsey, MN
Average High — January22.5°F
Average High — July83.4°F
Annual Precipitation32.9"
Annual Snowfall35.7"

Demographics

MetricRamsey, MNNational Avg
Population27,774—
Median Age36.938.9
Unemployment Rate4.3%3.7%
Avg Commute Time27.8 min26 min
White (non-Hispanic)85.0%59.3%
Black or African American6.2%13.6%
Hispanic or Latino2.9%18.9%
Asian3.0%6.3%
Under 1825.5%22.2%
65 and over13.7%16.8%

Nearby Cities

Anoka, MN 4 mi Dayton, MN 5 mi Andover, MN 6 mi Nowthen, MN 6 mi Champlin, MN 7 mi

ZIP Codes in Ramsey

Ramsey, MN is covered by 1 ZIP code:

55303

Ramsey vs Other Cities

Ramsey, MN vs Anoka, MN Ramsey, MN vs Dayton, MN Ramsey, MN vs Andover, MN Ramsey, MN vs Nowthen, MN Ramsey, MN vs Champlin, MN

Frequently Asked Questions

Ramsey's cost of living index is 104, where 100 is the national average. That puts Ramsey roughly 4% above the national average in cost. The median home price is $334,200 and median rent is $1,738/month.
Ramsey's violent crime rate is 62.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 517.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Ramsey are operated by Anoka-Hennepin School District. The district has 26 elementary, 6 middle, and 15 high schools. The student-to-teacher ratio is 15.1:1. 32.7% of adults 25+ hold a bachelor's degree or higher.
Ramsey, MN has a population of 27,774, a median household income of $110,212, and an unemployment rate of 4.3%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Ramsey averages 22.5°F in January and 83.4°F in July. Annual rainfall is 32.9 inches with about 35.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Ramsey, MN is covered by 1 ZIP code: 55303.
The population of Ramsey, Minnesota is 27,774 with a median age of 36.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Ramsey: cost of living index 104 (100 = US average), median home $334,200, median household income $110,212, crime index 20 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Ramsey side by side with your current city to see the trade-offs.