Median Income
$68,680
household / year
Median Home Value
$234,300
owner-occupied
Median Rent
$997
gross / month
Cost of Living
89
national avg = 100

Is Moorhead, MN a Good Place to Live?

Moorhead is a small city of 44,443 in Minnesota, with a median household income of $68,680 and a 4.9% unemployment rate. Its cost of living index is 89 (US average = 100), which is 11% below the national average.

Strengths: Moorhead stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B+), a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Moorhead is right for you depends on your priorities — the full breakdown is below.

All Moorhead city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 89.4

Moorhead's overall cost of living index is 89.4, where 100 represents the US national average. Living in Moorhead costs roughly 11% less than the average American city.

Metric Moorhead, MN National Avg
Median Home Value $234,300 $244,900
Median Monthly Rent $997 $1,163
Homeownership Rate 57.8% 65.9%
Median Household Income $68,680 $74,755

Crime & Safety

Safer than Average

Moorhead's violent crime rate is 365.4 per 100,000 residents — 4% lower than the national average of ~380 per 100,000.

Violent Crime
365.4 /100k
Property Crime
1675.3 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Moorhead is served primarily by Moorhead Area Public Schools. The student-to-teacher ratio is 15.5:1 (better than the national average of ~16:1).

Metric Moorhead, MN National Avg
School District Moorhead Area Public Schools —
Elementary Schools 6 —
Middle Schools 1 —
High Schools 6 —
Student/Teacher Ratio 15.5:1 16:1
Bachelor's Degree or Higher 39.6% 35.4%
High School Diploma or Higher 94.0% 91.1%

Weather & Climate

Moorhead sees average highs of 17.2°F in January and 81.8°F in July, with 26.1 inches of annual precipitation and 52.7 inches of snow per year.

MetricMoorhead, MN
Average High — January17.2°F
Average High — July81.8°F
Annual Precipitation26.1"
Annual Snowfall52.7"

Demographics

MetricMoorhead, MNNational Avg
Population44,443—
Median Age31.038.9
Unemployment Rate4.9%3.7%
Avg Commute Time17.7 min26 min
White (non-Hispanic)85.1%59.3%
Black or African American6.1%13.6%
Hispanic or Latino2.0%18.9%
Asian1.8%6.3%
Under 1823.1%22.2%
65 and over12.4%16.8%

Nearby Cities

ZIP Codes in Moorhead

Moorhead, MN is covered by 3 ZIP codes:

Moorhead vs Other Cities

Frequently Asked Questions

Moorhead's cost of living index is 89, where 100 is the national average. That makes Moorhead roughly 11% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $234,300 and median rent is $997/month.
Moorhead's violent crime rate is 365.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1675.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Moorhead are operated by Moorhead Area Public Schools. The district has 6 elementary, 1 middle, and 6 high schools. The student-to-teacher ratio is 15.5:1. 39.6% of adults 25+ hold a bachelor's degree or higher.
Moorhead, MN has a population of 44,443, a median household income of $68,680, and an unemployment rate of 4.9%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Moorhead averages 17.2°F in January and 81.8°F in July. Annual rainfall is 26.1 inches with about 52.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Moorhead, MN is covered by 3 ZIP codes: 56560, 56563, 56562.
The population of Moorhead, Minnesota is 44,443 with a median age of 31.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Moorhead: cost of living index 89 (100 = US average), median home $234,300, median household income $68,680, crime index 90 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Moorhead side by side with your current city to see the trade-offs.