Median Income
$95,313
household / year
Median Home Value
$307,400
owner-occupied
Median Rent
$1,647
gross / month
Cost of Living
104
national avg = 100

Is Lake St. Croix Beach, MN a Good Place to Live?

Lake St. Croix Beach is a small town of 1,106 in Minnesota, with a median household income of $95,313 and a 1.4% unemployment rate. Its cost of living index is 104 (US average = 100), which is 4% above the national average.

Strengths: Lake St. Croix Beach stands out for a well-educated population.

Trade-offs: No major red flags stand out in the available data. Whether Lake St. Croix Beach is right for you depends on your priorities — the full breakdown is below.

All Lake St. Croix Beach city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 104.5

Lake St. Croix Beach's overall cost of living index is 104.5, where 100 represents the US national average. Living in Lake St. Croix Beach costs roughly 4% more than the average American city.

Metric Lake St. Croix Beach, MN National Avg
Median Home Value $307,400 $244,900
Median Monthly Rent $1,647 $1,163
Homeownership Rate 90.9% 65.9%
Median Household Income $95,313 $74,755

Crime & Safety

Very Safe

Lake St. Croix Beach's violent crime rate is 117.4 per 100,000 residents — 69% lower than the national average of ~380 per 100,000.

Violent Crime
117.4 /100k
Property Crime
1118.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Lake St. Croix Beach, MN National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 43.5% 35.4%
High School Diploma or Higher 98.8% 91.1%

Weather & Climate

Lake St. Croix Beach sees average highs of 26.7°F in January and 85.3°F in July, with 33.6 inches of annual precipitation and 49.7 inches of snow per year.

MetricLake St. Croix Beach, MN
Average High — January26.7°F
Average High — July85.3°F
Annual Precipitation33.6"
Annual Snowfall49.7"

Demographics

MetricLake St. Croix Beach, MNNational Avg
Population1,106—
Median Age53.438.9
Unemployment Rate1.4%3.7%
Avg Commute Time26.2 min26 min
White (non-Hispanic)87.1%59.3%
Black or African American0.0%13.6%
Hispanic or Latino0.6%18.9%
Asian4.3%6.3%
Under 1813.5%22.2%
65 and over26.7%16.8%

Nearby Cities

Lake St. Croix Beach vs Other Cities

Frequently Asked Questions

Lake St. Croix Beach's cost of living index is 104, where 100 is the national average. That puts Lake St. Croix Beach roughly 4% above the national average in cost. The median home price is $307,400 and median rent is $1,647/month.
Lake St. Croix Beach's violent crime rate is 117.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1118.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Lake St. Croix Beach, MN has a population of 1,106, a median household income of $95,313, and an unemployment rate of 1.4%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Lake St. Croix Beach averages 26.7°F in January and 85.3°F in July. Annual rainfall is 33.6 inches with about 49.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
The population of Lake St. Croix Beach, Minnesota is 1,106 with a median age of 53.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Lake St. Croix Beach: cost of living index 104 (100 = US average), median home $307,400, median household income $95,313, crime index 40 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Lake St. Croix Beach side by side with your current city to see the trade-offs.