Median Income
$85,417
household / year
Median Home Value
$342,500
owner-occupied
Median Rent
$1,187
gross / month
Cost of Living
87
national avg = 100

Is Hermantown, MN a Good Place to Live?

Hermantown is a small city of 10,135 in Minnesota, with a median household income of $85,417 and a 1.8% unemployment rate. Its cost of living index is 87 (US average = 100), which is 13% below the national average.

Strengths: Hermantown stands out for an affordable cost of living, lower-than-average crime, solid school ratings (B), a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Hermantown is right for you depends on your priorities — the full breakdown is below.

All Hermantown city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 87.0

Hermantown's overall cost of living index is 87.0, where 100 represents the US national average. Living in Hermantown costs roughly 13% less than the average American city.

Metric Hermantown, MN National Avg
Median Home Value $342,500 $244,900
Median Monthly Rent $1,187 $1,163
Homeownership Rate 76.2% 65.9%
Median Household Income $85,417 $74,755

Crime & Safety

Safer than Average

Hermantown's violent crime rate is 78.5 per 100,000 residents — 79% lower than the national average of ~380 per 100,000.

Violent Crime
78.5 /100k
Property Crime
2559.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Hermantown is served primarily by DULUTH PUBLIC SCHOOL DISTRICT. The student-to-teacher ratio is 13.8:1 (better than the national average of ~16:1).

Metric Hermantown, MN National Avg
School District DULUTH PUBLIC SCHOOL DISTRICT
Elementary Schools 10
Middle Schools 4
High Schools 8
Student/Teacher Ratio 13.8:1 16:1
Bachelor's Degree or Higher 38.9% 35.4%
High School Diploma or Higher 98.8% 91.1%

Weather & Climate

Hermantown sees average highs of 18.1°F in January and 76.4°F in July, with 30.9 inches of annual precipitation and 90.2 inches of snow per year.

MetricHermantown, MN
Average High — January18.1°F
Average High — July76.4°F
Annual Precipitation30.9"
Annual Snowfall90.2"

Demographics

MetricHermantown, MNNational Avg
Population10,135
Median Age38.038.9
Unemployment Rate1.8%3.7%
Avg Commute Time18.6 min26 min
White (non-Hispanic)88.4%59.3%
Black or African American2.7%13.6%
Hispanic or Latino3.6%18.9%
Asian0.7%6.3%
Under 1827.1%22.2%
65 and over16.0%16.8%

Nearby Cities

ZIP Codes in Hermantown

Hermantown, MN is covered by 3 ZIP codes:

Hermantown vs Other Cities

Frequently Asked Questions

Hermantown's cost of living index is 87, where 100 is the national average. That makes Hermantown roughly 13% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $342,500 and median rent is $1,187/month.
Hermantown's violent crime rate is 78.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2559.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Hermantown are operated by DULUTH PUBLIC SCHOOL DISTRICT. The district has 10 elementary, 4 middle, and 8 high schools. The student-to-teacher ratio is 13.8:1. 38.9% of adults 25+ hold a bachelor's degree or higher.
Hermantown, MN has a population of 10,135, a median household income of $85,417, and an unemployment rate of 1.8%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Hermantown averages 18.1°F in January and 76.4°F in July. Annual rainfall is 30.9 inches with about 90.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Hermantown, MN is covered by 3 ZIP codes: 55811, 55810, 55814.
The population of Hermantown, Minnesota is 10,135 with a median age of 38.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Hermantown: cost of living index 87 (100 = US average), median home $342,500, median household income $85,417, crime index 61 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Hermantown side by side with your current city to see the trade-offs.