Is Hermantown, MN a Good Place to Live?
Hermantown is a small city of 10,135 in Minnesota, with a median household income of $85,417 and a 1.8% unemployment rate. Its cost of living index is 87 (US average = 100), which is 13% below the national average.
Strengths: Hermantown stands out for an affordable cost of living, lower-than-average crime, solid school ratings (B), a well-educated population, short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Hermantown is right for you depends on your priorities — the full breakdown is below.
All Hermantown city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 87.0Hermantown's overall cost of living index is 87.0, where 100 represents the US national average. Living in Hermantown costs roughly 13% less than the average American city.
| Metric | Hermantown, MN | National Avg |
|---|---|---|
| Median Home Value | $342,500 | $244,900 |
| Median Monthly Rent | $1,187 | $1,163 |
| Homeownership Rate | 76.2% | 65.9% |
| Median Household Income | $85,417 | $74,755 |
Crime & Safety
Safer than AverageHermantown's violent crime rate is 78.5 per 100,000 residents — 79% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Hermantown is served primarily by DULUTH PUBLIC SCHOOL DISTRICT. The student-to-teacher ratio is 13.8:1 (better than the national average of ~16:1).
| Metric | Hermantown, MN | National Avg |
|---|---|---|
| School District | DULUTH PUBLIC SCHOOL DISTRICT | — |
| Elementary Schools | 10 | — |
| Middle Schools | 4 | — |
| High Schools | 8 | — |
| Student/Teacher Ratio | 13.8:1 | 16:1 |
| Bachelor's Degree or Higher | 38.9% | 35.4% |
| High School Diploma or Higher | 98.8% | 91.1% |
Weather & Climate
Hermantown sees average highs of 18.1°F in January and 76.4°F in July, with 30.9 inches of annual precipitation and 90.2 inches of snow per year.
| Metric | Hermantown, MN |
|---|---|
| Average High — January | 18.1°F |
| Average High — July | 76.4°F |
| Annual Precipitation | 30.9" |
| Annual Snowfall | 90.2" |
Demographics
| Metric | Hermantown, MN | National Avg |
|---|---|---|
| Population | 10,135 | — |
| Median Age | 38.0 | 38.9 |
| Unemployment Rate | 1.8% | 3.7% |
| Avg Commute Time | 18.6 min | 26 min |
| White (non-Hispanic) | 88.4% | 59.3% |
| Black or African American | 2.7% | 13.6% |
| Hispanic or Latino | 3.6% | 18.9% |
| Asian | 0.7% | 6.3% |
| Under 18 | 27.1% | 22.2% |
| 65 and over | 16.0% | 16.8% |
Nearby Cities
ZIP Codes in Hermantown
Hermantown, MN is covered by 3 ZIP codes: