What are the schools like in Fertile, MN?

Fertile is served primarily by FERTILE-BELTRAMI SCHOOL DISTRICT. The district operates 1 elementary schools, several middle schools, and 1 high schools with a student-to-teacher ratio of 14.3:1.

What is the median household income in Fertile?

The median household income in Fertile, MN is $61,500 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 5.3%.

What is the weather like in Fertile, MN?

Fertile has an average high temperature of 16.0°F in January and 80.7°F in July. Annual precipitation averages 24.3 inches and annual snowfall averages 49.9 inches.

Fertile, MN Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Fertile, MN affordable or expensive?

Fertile's cost of living index is 86, where 100 represents the national average. This means Fertile is 14% less expensive than the average US city. The median home value is $115,500 and the median rent is $726 per month.

Q: What is the crime rate in Fertile, MN?

Fertile has a violent crime rate of 216.8 incidents per 100,000 residents and a property crime rate of 666.4 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Fertile, MN a Good Place to Live?

Fertile is a small town of 816 in Minnesota, with a median household income of $61,500 and a 5.3% unemployment rate. Its cost of living index is 86 (US average = 100), which is 14% below the national average.

Strengths: Fertile stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Fertile is right for you depends on your priorities — the full breakdown is below.

All Fertile city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 86.2

Fertile's overall cost of living index is 86.2, where 100 represents the US national average. Living in Fertile costs roughly 14% less than the average American city.

Metric	Fertile, MN	National Avg
Median Home Value	$115,500	$244,900
Median Monthly Rent	$726	$1,163
Homeownership Rate	72.8%	65.9%
Median Household Income	$61,500	$74,755

Crime & Safety

Very Safe

Fertile's violent crime rate is 216.8 per 100,000 residents — 43% lower than the national average of ~380 per 100,000.

Violent Crime

216.8 /100k

Property Crime

666.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Fertile is served primarily by FERTILE-BELTRAMI SCHOOL DISTRICT. The student-to-teacher ratio is 14.3:1 (better than the national average of ~16:1).

Metric	Fertile, MN	National Avg
School District	FERTILE-BELTRAMI SCHOOL DISTRICT	—
Elementary Schools	1	—
Middle Schools	N/A	—
High Schools	1	—
Student/Teacher Ratio	14.3:1	16:1
Bachelor's Degree or Higher	19.2%	35.4%
High School Diploma or Higher	92.8%	91.1%

Weather & Climate

Fertile sees average highs of 16.0°F in January and 80.7°F in July, with 24.3 inches of annual precipitation and 49.9 inches of snow per year.

Metric	Fertile, MN
Average High — January	16.0°F
Average High — July	80.7°F
Annual Precipitation	24.3"
Annual Snowfall	49.9"

Demographics

Metric	Fertile, MN	National Avg
Population	816	—
Median Age	43.8	38.9
Unemployment Rate	5.3%	3.7%
Avg Commute Time	25.9 min	26 min
White (non-Hispanic)	95.8%	59.3%
Black or African American	0.0%	13.6%
Hispanic or Latino	0.1%	18.9%
Asian	0.0%	6.3%
Under 18	24.3%	22.2%
65 and over	28.6%	16.8%

Nearby Cities

Gary, MN 11 mi Beltrami, MN 11 mi Mentor, MN 13 mi Winger, MN 14 mi Erskine, MN 15 mi

ZIP Codes in Fertile

Fertile, MN is covered by 1 ZIP code:

56540

Fertile vs Other Cities

Fertile, MN vs Gary, MN Fertile, MN vs Beltrami, MN Fertile, MN vs Mentor, MN Fertile, MN vs Winger, MN Fertile, MN vs Erskine, MN

Frequently Asked Questions

Is Fertile, MN affordable or expensive?

Fertile's cost of living index is 86, where 100 is the national average. That makes Fertile roughly 14% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $115,500 and median rent is $726/month.

What is the crime rate in Fertile, MN?

Fertile's violent crime rate is 216.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 666.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Fertile?

Public schools in Fertile are operated by FERTILE-BELTRAMI SCHOOL DISTRICT. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 14.3:1. 19.2% of adults 25+ hold a bachelor's degree or higher.

Is Fertile, MN a good place to live?

Fertile, MN has a population of 816, a median household income of $61,500, and an unemployment rate of 5.3%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Fertile?

Fertile averages 16.0°F in January and 80.7°F in July. Annual rainfall is 24.3 inches with about 49.9 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Fertile?

Fertile, MN is covered by 1 ZIP code: 56540.

What is the population of Fertile?

The population of Fertile, Minnesota is 816 with a median age of 43.8. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Fertile?

Key numbers for living in Fertile: cost of living index 86 (100 = US average), median home $115,500, median household income $61,500, crime index 47 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Fertile side by side with your current city to see the trade-offs.