Median Income
$49,799
household / year
Median Home Value
$176,500
owner-occupied
Median Rent
$955
gross / month
Cost of Living
96
national avg = 100

Is Bemidji, MN a Good Place to Live?

Bemidji is a small city of 15,441 in Minnesota, with a median household income of $49,799 and a 4.2% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Bemidji stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.

Trade-offs: Potential downsides include a higher-than-average crime index. Whether Bemidji is right for you depends on your priorities — the full breakdown is below.

All Bemidji city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 95.9

Bemidji's overall cost of living index is 95.9, where 100 represents the US national average. Living in Bemidji costs roughly 4% less than the average American city.

Metric Bemidji, MN National Avg
Median Home Value $176,500 $244,900
Median Monthly Rent $955 $1,163
Homeownership Rate 40.5% 65.9%
Median Household Income $49,799 $74,755

Crime & Safety

High Crime

Bemidji's violent crime rate is 813.7 per 100,000 residents — 114% higher than the national average of ~380 per 100,000.

Violent Crime
813.7 /100k
Property Crime
4585.9 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Bemidji is served primarily by Bemidji Public School District. The student-to-teacher ratio is 14.5:1 (better than the national average of ~16:1).

Metric Bemidji, MN National Avg
School District Bemidji Public School District
Elementary Schools 6
Middle Schools 2
High Schools 5
Student/Teacher Ratio 14.5:1 16:1
Bachelor's Degree or Higher 32.8% 35.4%
High School Diploma or Higher 92.3% 91.1%

Weather & Climate

Bemidji sees average highs of 17.8°F in January and 79.1°F in July, with 27.5 inches of annual precipitation and 48.9 inches of snow per year.

MetricBemidji, MN
Average High — January17.8°F
Average High — July79.1°F
Annual Precipitation27.5"
Annual Snowfall48.9"

Demographics

MetricBemidji, MNNational Avg
Population15,441
Median Age29.138.9
Unemployment Rate4.2%3.7%
Avg Commute Time17.6 min26 min
White (non-Hispanic)76.3%59.3%
Black or African American2.7%13.6%
Hispanic or Latino0.8%18.9%
Asian1.2%6.3%
Under 1820.1%22.2%
65 and over15.9%16.8%

Nearby Cities

ZIP Codes in Bemidji

Bemidji, MN is covered by 1 ZIP code:

Bemidji vs Other Cities

Frequently Asked Questions

Bemidji's cost of living index is 96, where 100 is the national average. That makes Bemidji roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $176,500 and median rent is $955/month.
Bemidji's violent crime rate is 813.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 4585.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Bemidji are operated by Bemidji Public School District. The district has 6 elementary, 2 middle, and 5 high schools. The student-to-teacher ratio is 14.5:1. 32.8% of adults 25+ hold a bachelor's degree or higher.
Bemidji, MN has a population of 15,441, a median household income of $49,799, and an unemployment rate of 4.2%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Bemidji averages 17.8°F in January and 79.1°F in July. Annual rainfall is 27.5 inches with about 48.9 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Bemidji, MN is covered by 1 ZIP code: 56601.
The population of Bemidji, Minnesota is 15,441 with a median age of 29.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Bemidji: cost of living index 96 (100 = US average), median home $176,500, median household income $49,799, crime index 216 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Bemidji side by side with your current city to see the trade-offs.