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Is Horton Bay, MI a Good Place to Live?
Horton Bay is a small town of 379 in Michigan, with a median household income of $73,929 and a 2.5% unemployment rate.
Strengths: Horton Bay stands out for solid school ratings (B), a well-educated population, short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Horton Bay is right for you depends on your priorities — the full breakdown is below.
All Horton Bay city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Cost of living data is based on the Bureau of Economic Analysis Regional Price Parities for the Horton Bay metro area.
| Metric | Horton Bay, MI | National Avg |
|---|---|---|
| Median Home Value | $278,600 | $244,900 |
| Median Monthly Rent | N/A | $1,163 |
| Homeownership Rate | 93.1% | 65.9% |
| Median Household Income | $73,929 | $74,755 |
Crime & Safety
Very SafeHorton Bay's violent crime rate is 145.4 per 100,000 residents — 62% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Horton Bay is served primarily by Boyne City Public Schools. The student-to-teacher ratio is 14.8:1 (better than the national average of ~16:1).
| Metric | Horton Bay, MI | National Avg |
|---|---|---|
| School District | Boyne City Public Schools | — |
| Elementary Schools | 1 | — |
| Middle Schools | 1 | — |
| High Schools | 2 | — |
| Student/Teacher Ratio | 14.8:1 | 16:1 |
| Bachelor's Degree or Higher | 35.7% | 35.4% |
| High School Diploma or Higher | 97.8% | 91.1% |
Weather & Climate
Horton Bay sees average highs of 25.6°F in January and 77.8°F in July, with 33.5 inches of annual precipitation and 123.6 inches of snow per year.
| Metric | Horton Bay, MI |
|---|---|
| Average High — January | 25.6°F |
| Average High — July | 77.8°F |
| Annual Precipitation | 33.5" |
| Annual Snowfall | 123.6" |
Demographics
| Metric | Horton Bay, MI | National Avg |
|---|---|---|
| Population | 379 | — |
| Median Age | 64.3 | 38.9 |
| Unemployment Rate | 2.5% | 3.7% |
| Avg Commute Time | 21.6 min | 26 min |
| White (non-Hispanic) | 94.2% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 3.2% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 12.1% | 22.2% |
| 65 and over | 47.2% | 16.8% |
Nearby Cities
ZIP Codes in Horton Bay
Horton Bay, MI is covered by 1 ZIP code: