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Is Boyne City, MI a Good Place to Live?
Boyne City is a small town of 3,821 in Michigan, with a median household income of $65,070 and a 6.2% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.
Strengths: Boyne City stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), a well-educated population, short average commutes.
Trade-offs: Potential downsides include an elevated unemployment rate. Whether Boyne City is right for you depends on your priorities — the full breakdown is below.
All Boyne City city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 95.7Boyne City's overall cost of living index is 95.7, where 100 represents the US national average. Living in Boyne City costs roughly 4% less than the average American city.
| Metric | Boyne City, MI | National Avg |
|---|---|---|
| Median Home Value | $196,700 | $244,900 |
| Median Monthly Rent | $932 | $1,163 |
| Homeownership Rate | 71.5% | 65.9% |
| Median Household Income | $65,070 | $74,755 |
Crime & Safety
Very SafeBoyne City's violent crime rate is 78.2 per 100,000 residents — 79% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Boyne City is served primarily by Boyne City Public Schools. The student-to-teacher ratio is 14.8:1 (better than the national average of ~16:1).
| Metric | Boyne City, MI | National Avg |
|---|---|---|
| School District | Boyne City Public Schools | — |
| Elementary Schools | 1 | — |
| Middle Schools | 1 | — |
| High Schools | 2 | — |
| Student/Teacher Ratio | 14.8:1 | 16:1 |
| Bachelor's Degree or Higher | 35.6% | 35.4% |
| High School Diploma or Higher | 95.8% | 91.1% |
Weather & Climate
Boyne City sees average highs of 28.4°F in January and 83.5°F in July, with 36.2 inches of annual precipitation and 111.7 inches of snow per year.
| Metric | Boyne City, MI |
|---|---|
| Average High — January | 28.4°F |
| Average High — July | 83.5°F |
| Annual Precipitation | 36.2" |
| Annual Snowfall | 111.7" |
Demographics
| Metric | Boyne City, MI | National Avg |
|---|---|---|
| Population | 3,821 | — |
| Median Age | 45.5 | 38.9 |
| Unemployment Rate | 6.2% | 3.7% |
| Avg Commute Time | 17.9 min | 26 min |
| White (non-Hispanic) | 94.3% | 59.3% |
| Black or African American | 1.2% | 13.6% |
| Hispanic or Latino | 1.0% | 18.9% |
| Asian | 0.7% | 6.3% |
| Under 18 | 17.7% | 22.2% |
| 65 and over | 24.3% | 16.8% |