What are the schools like in Naval Academy, MD?

School district data for Naval Academy is sourced from the National Center for Education Statistics (NCES).

What is the median household income in Naval Academy?

The median household income in Naval Academy, MD is $114,054 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 2.3%.

What is the weather like in Naval Academy, MD?

Naval Academy has an average high temperature of 43.1°F in January and 86.0°F in July. Annual precipitation averages 44.0 inches and annual snowfall averages 19.3 inches.

Naval Academy, MD Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Naval Academy, MD affordable or expensive?

Naval Academy's cost of living index is 103, where 100 represents the national average. This means Naval Academy is 3% more expensive than the average US city. The median home value is N/A and the median rent is $2,655 per month.

Q: What is the crime rate in Naval Academy, MD?

Crime rate data for Naval Academy is not currently available from the FBI's reported data.

Is Naval Academy, MD a Good Place to Live?

Naval Academy is a small town of 2,016 in Maryland, with a median household income of $114,054 and a 2.3% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.

Strengths: Naval Academy stands out for short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Naval Academy is right for you depends on your priorities — the full breakdown is below.

All Naval Academy city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 102.7

Naval Academy's overall cost of living index is 102.7, where 100 represents the US national average. Living in Naval Academy costs roughly 3% more than the average American city.

Metric	Naval Academy, MD	National Avg
Median Home Value	N/A	$244,900
Median Monthly Rent	$2,655	$1,163
Homeownership Rate	0.0%	65.9%
Median Household Income	$114,054	$74,755

Crime & Safety

Crime data for Naval Academy is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Metric	Naval Academy, MD	National Avg
School District	N/A	—
Elementary Schools	N/A	—
Middle Schools	N/A	—
High Schools	N/A	—
Student/Teacher Ratio	N/A	16:1
Bachelor's Degree or Higher	32.6%	35.4%
High School Diploma or Higher	98.2%	91.1%

Weather & Climate

Naval Academy sees average highs of 43.1°F in January and 86.0°F in July, with 44.0 inches of annual precipitation and 19.3 inches of snow per year.

Metric	Naval Academy, MD
Average High — January	43.1°F
Average High — July	86.0°F
Annual Precipitation	44.0"
Annual Snowfall	19.3"

Demographics

Metric	Naval Academy, MD	National Avg
Population	2,016	—
Median Age	21.5	38.9
Unemployment Rate	2.3%	3.7%
Avg Commute Time	8.6 min	26 min
White (non-Hispanic)	71.0%	59.3%
Black or African American	11.0%	13.6%
Hispanic or Latino	6.4%	18.9%
Asian	3.2%	6.3%
Under 18	8.7%	22.2%
65 and over	1.5%	16.8%

Nearby Cities

Annapolis, MD 1 mi Annapolis Neck, MD 3 mi Parole, MD 4 mi Highland Beach, MD 4 mi Arnold, MD 4 mi

ZIP Codes in Naval Academy

Naval Academy, MD is covered by 1 ZIP code:

21402

Naval Academy vs Other Cities

Naval Academy, MD vs Annapolis, MD Naval Academy, MD vs Annapolis Neck, MD Naval Academy, MD vs Parole, MD Naval Academy, MD vs Highland Beach, MD Naval Academy, MD vs Arnold, MD

Frequently Asked Questions

Is Naval Academy, MD affordable or expensive?

Naval Academy's cost of living index is 103, where 100 is the national average. That puts Naval Academy roughly 3% above the national average in cost. The median home price is N/A and median rent is $2,655/month.

What is the crime rate in Naval Academy, MD?

Crime data for Naval Academy is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.

What are the schools like in Naval Academy?

School district information is sourced from NCES Common Core of Data.

Is Naval Academy, MD a good place to live?

Naval Academy, MD has a population of 2,016, a median household income of $114,054, and an unemployment rate of 2.3%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Naval Academy?

Naval Academy averages 43.1°F in January and 86.0°F in July. Annual rainfall is 44.0 inches with about 19.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Naval Academy?

Naval Academy, MD is covered by 1 ZIP code: 21402.

What is the population of Naval Academy?

The population of Naval Academy, Maryland is 2,016 with a median age of 21.5. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Naval Academy?

Key numbers for living in Naval Academy: cost of living index 103 (100 = US average), median home N/A, median household income $114,054. Whether these are benefits or drawbacks depends on where you're coming from — compare Naval Academy side by side with your current city to see the trade-offs.