Median Income
$97,219
household / year
Median Home Value
$473,100
owner-occupied
Median Rent
$1,750
gross / month
Cost of Living
103
national avg = 100

Is Annapolis, MD a Good Place to Live?

Annapolis is a small city of 40,719 in Maryland, with a median household income of $97,219 and a 4.3% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.

Strengths: Annapolis stands out for solid school ratings (A), a well-educated population.

Trade-offs: Potential downsides include high home prices, a higher-than-average crime index. Whether Annapolis is right for you depends on your priorities — the full breakdown is below.

All Annapolis city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 102.7

Annapolis's overall cost of living index is 102.7, where 100 represents the US national average. Living in Annapolis costs roughly 3% more than the average American city.

Metric Annapolis, MD National Avg
Median Home Value $473,100 $244,900
Median Monthly Rent $1,750 $1,163
Homeownership Rate 59.8% 65.9%
Median Household Income $97,219 $74,755

Crime & Safety

Higher than Average

Annapolis's violent crime rate is 808.5 per 100,000 residents — 113% higher than the national average of ~380 per 100,000.

Violent Crime
808.5 /100k
Property Crime
2094.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Annapolis is served primarily by Anne Arundel County Public Schools. The student-to-teacher ratio is 13.8:1 (better than the national average of ~16:1).

Metric Annapolis, MD National Avg
School District Anne Arundel County Public Schools —
Elementary Schools 82 —
Middle Schools 19 —
High Schools 19 —
Student/Teacher Ratio 13.8:1 16:1
Bachelor's Degree or Higher 51.4% 35.4%
High School Diploma or Higher 90.5% 91.1%

Weather & Climate

Annapolis sees average highs of 44.3°F in January and 89.1°F in July, with 44.0 inches of annual precipitation and 15.9 inches of snow per year.

MetricAnnapolis, MD
Average High — January44.3°F
Average High — July89.1°F
Annual Precipitation44.0"
Annual Snowfall15.9"

Demographics

MetricAnnapolis, MDNational Avg
Population40,719—
Median Age37.738.9
Unemployment Rate4.3%3.7%
Avg Commute Time29.2 min26 min
White (non-Hispanic)58.7%59.3%
Black or African American22.9%13.6%
Hispanic or Latino12.6%18.9%
Asian2.7%6.3%
Under 1823.3%22.2%
65 and over18.6%16.8%

Nearby Cities

Naval Academy, MD 1 mi Annapolis Neck, MD 2 mi Parole, MD 3 mi Edgewater, MD 3 mi Highland Beach, MD 4 mi

Annapolis vs Other Cities

Annapolis, MD vs Naval Academy, MD Annapolis, MD vs Annapolis Neck, MD Annapolis, MD vs Parole, MD Annapolis, MD vs Edgewater, MD Annapolis, MD vs Highland Beach, MD

Frequently Asked Questions

Annapolis's cost of living index is 103, where 100 is the national average. That puts Annapolis roughly 3% above the national average in cost. The median home price is $473,100 and median rent is $1,750/month.
Annapolis's violent crime rate is 808.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2094.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Annapolis are operated by Anne Arundel County Public Schools. The district has 82 elementary, 19 middle, and 19 high schools. The student-to-teacher ratio is 13.8:1. 51.4% of adults 25+ hold a bachelor's degree or higher.
Annapolis, MD has a population of 40,719, a median household income of $97,219, and an unemployment rate of 4.3%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Annapolis averages 44.3°F in January and 89.1°F in July. Annual rainfall is 44.0 inches with about 15.9 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
The population of Annapolis, Maryland is 40,719 with a median age of 37.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Annapolis: cost of living index 103 (100 = US average), median home $473,100, median household income $97,219, crime index 168 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Annapolis side by side with your current city to see the trade-offs.