What are the schools like in Mount Savage, MD?

Mount Savage is served primarily by Allegany County Public Schools. The district operates 14 elementary schools, 4 middle schools, and 4 high schools with a student-to-teacher ratio of 12.8:1.

What is the median household income in Mount Savage?

The median household income in Mount Savage, MD is $48,355 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 20.6%.

What is the weather like in Mount Savage, MD?

Mount Savage has an average high temperature of 33.9°F in January and 79.4°F in July. Annual precipitation averages 45.2 inches and annual snowfall averages 72.1 inches.

Mount Savage, MD Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Mount Savage, MD affordable or expensive?

Mount Savage's cost of living index is 86, where 100 represents the national average. This means Mount Savage is 14% less expensive than the average US city. The median home value is $102,300 and the median rent is $613 per month.

Q: What is the crime rate in Mount Savage, MD?

Mount Savage has a violent crime rate of 123.6 incidents per 100,000 residents and a property crime rate of 1050.9 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Mount Savage, MD a Good Place to Live?

Mount Savage is a small town of 582 in Maryland, with a median household income of $48,355 and a 20.6% unemployment rate. Its cost of living index is 86 (US average = 100), which is 14% below the national average.

Strengths: Mount Savage stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Mount Savage is right for you depends on your priorities — the full breakdown is below.

All Mount Savage city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 85.8

Mount Savage's overall cost of living index is 85.8, where 100 represents the US national average. Living in Mount Savage costs roughly 14% less than the average American city.

Metric	Mount Savage, MD	National Avg
Median Home Value	$102,300	$244,900
Median Monthly Rent	$613	$1,163
Homeownership Rate	74.5%	65.9%
Median Household Income	$48,355	$74,755

Crime & Safety

Very Safe

Mount Savage's violent crime rate is 123.6 per 100,000 residents — 67% lower than the national average of ~380 per 100,000.

Violent Crime

123.6 /100k

Property Crime

1050.9 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Mount Savage is served primarily by Allegany County Public Schools. The student-to-teacher ratio is 12.8:1 (better than the national average of ~16:1).

Metric	Mount Savage, MD	National Avg
School District	Allegany County Public Schools	—
Elementary Schools	14	—
Middle Schools	4	—
High Schools	4	—
Student/Teacher Ratio	12.8:1	16:1
Bachelor's Degree or Higher	10.8%	35.4%
High School Diploma or Higher	88.6%	91.1%

Weather & Climate

Mount Savage sees average highs of 33.9°F in January and 79.4°F in July, with 45.2 inches of annual precipitation and 72.1 inches of snow per year.

Metric	Mount Savage, MD
Average High — January	33.9°F
Average High — July	79.4°F
Annual Precipitation	45.2"
Annual Snowfall	72.1"

Demographics

Metric	Mount Savage, MD	National Avg
Population	582	—
Median Age	54.0	38.9
Unemployment Rate	20.6%	3.7%
Avg Commute Time	22.3 min	26 min
White (non-Hispanic)	94.2%	59.3%
Black or African American	0.9%	13.6%
Hispanic or Latino	0.0%	18.9%
Asian	0.0%	6.3%
Under 18	12.0%	22.2%
65 and over	21.1%	16.8%

Nearby Cities

Barrelville, MD 2 mi Zihlman, MD 2 mi Wellersburg, PA 3 mi Eckhart Mines, MD 3 mi La Vale, MD 3 mi

ZIP Codes in Mount Savage

Mount Savage, MD is covered by 1 ZIP code:

21545

Mount Savage vs Other Cities

Mount Savage, MD vs Barrelville, MD Mount Savage, MD vs Zihlman, MD Mount Savage, MD vs Wellersburg, PA Mount Savage, MD vs Eckhart Mines, MD Mount Savage, MD vs La Vale, MD

Frequently Asked Questions

Is Mount Savage, MD affordable or expensive?

Mount Savage's cost of living index is 86, where 100 is the national average. That makes Mount Savage roughly 14% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $102,300 and median rent is $613/month.

What is the crime rate in Mount Savage, MD?

Mount Savage's violent crime rate is 123.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1050.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Mount Savage?

Public schools in Mount Savage are operated by Allegany County Public Schools. The district has 14 elementary, 4 middle, and 4 high schools. The student-to-teacher ratio is 12.8:1. 10.8% of adults 25+ hold a bachelor's degree or higher.

Is Mount Savage, MD a good place to live?

Mount Savage, MD has a population of 582, a median household income of $48,355, and an unemployment rate of 20.6%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Mount Savage?

Mount Savage averages 33.9°F in January and 79.4°F in July. Annual rainfall is 45.2 inches with about 72.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Mount Savage?

Mount Savage, MD is covered by 1 ZIP code: 21545.

What is the population of Mount Savage?

The population of Mount Savage, Maryland is 582 with a median age of 54.0. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Mount Savage?

Key numbers for living in Mount Savage: cost of living index 86 (100 = US average), median home $102,300, median household income $48,355, crime index 40 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Mount Savage side by side with your current city to see the trade-offs.