What are the schools like in Eldersburg, MD?

Eldersburg is served primarily by Carroll County Public Schools. The district operates 23 elementary schools, 9 middle schools, and 11 high schools with a student-to-teacher ratio of 14.6:1.

What is the median household income in Eldersburg?

The median household income in Eldersburg, MD is $143,148 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 2.6%.

What is the weather like in Eldersburg, MD?

Eldersburg has an average high temperature of 42.4°F in January and 86.5°F in July. Annual precipitation averages 46.0 inches and annual snowfall averages 28.5 inches.

Eldersburg, MD Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Eldersburg, MD affordable or expensive?

Eldersburg's cost of living index is 103, where 100 represents the national average. This means Eldersburg is 3% more expensive than the average US city. The median home value is $460,100 and the median rent is $1,637 per month.

Q: What is the crime rate in Eldersburg, MD?

Eldersburg has a violent crime rate of 62.3 incidents per 100,000 residents and a property crime rate of 360.4 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Eldersburg, MD a Good Place to Live?

Eldersburg is a small city of 30,357 in Maryland, with a median household income of $143,148 and a 2.6% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.

Strengths: Eldersburg stands out for solid school ratings (A), a well-educated population.

Trade-offs: Potential downsides include high home prices, longer commutes. Whether Eldersburg is right for you depends on your priorities — the full breakdown is below.

All Eldersburg city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 102.7

Eldersburg's overall cost of living index is 102.7, where 100 represents the US national average. Living in Eldersburg costs roughly 3% more than the average American city.

Metric	Eldersburg, MD	National Avg
Median Home Value	$460,100	$244,900
Median Monthly Rent	$1,637	$1,163
Homeownership Rate	89.0%	65.9%
Median Household Income	$143,148	$74,755

Crime & Safety

Very Safe

Eldersburg's violent crime rate is 62.3 per 100,000 residents — 84% lower than the national average of ~380 per 100,000.

Violent Crime

62.3 /100k

Property Crime

360.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Eldersburg is served primarily by Carroll County Public Schools. The student-to-teacher ratio is 14.6:1 (better than the national average of ~16:1).

Metric	Eldersburg, MD	National Avg
School District	Carroll County Public Schools	—
Elementary Schools	23	—
Middle Schools	9	—
High Schools	11	—
Student/Teacher Ratio	14.6:1	16:1
Bachelor's Degree or Higher	51.9%	35.4%
High School Diploma or Higher	94.5%	91.1%

Weather & Climate

Eldersburg sees average highs of 42.4°F in January and 86.5°F in July, with 46.0 inches of annual precipitation and 28.5 inches of snow per year.

Metric	Eldersburg, MD
Average High — January	42.4°F
Average High — July	86.5°F
Annual Precipitation	46.0"
Annual Snowfall	28.5"

Demographics

Metric	Eldersburg, MD	National Avg
Population	30,357	—
Median Age	40.4	38.9
Unemployment Rate	2.6%	3.7%
Avg Commute Time	37.1 min	26 min
White (non-Hispanic)	83.4%	59.3%
Black or African American	5.8%	13.6%
Hispanic or Latino	2.6%	18.9%
Asian	4.6%	6.3%
Under 18	23.3%	22.2%
65 and over	14.8%	16.8%

Nearby Cities

Sykesville, MD 2 mi Lisbon, MD 8 mi Reisterstown, MD 8 mi Randallstown, MD 8 mi Owings Mills, MD 9 mi

ZIP Codes in Eldersburg

Eldersburg, MD is covered by 3 ZIP codes:

21784 21104 21048

Eldersburg vs Other Cities

Eldersburg, MD vs Sykesville, MD Eldersburg, MD vs Lisbon, MD Eldersburg, MD vs Reisterstown, MD Eldersburg, MD vs Randallstown, MD Eldersburg, MD vs Owings Mills, MD

Frequently Asked Questions

Is Eldersburg, MD affordable or expensive?

Eldersburg's cost of living index is 103, where 100 is the national average. That puts Eldersburg roughly 3% above the national average in cost. The median home price is $460,100 and median rent is $1,637/month.

What is the crime rate in Eldersburg, MD?

Eldersburg's violent crime rate is 62.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 360.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Eldersburg?

Public schools in Eldersburg are operated by Carroll County Public Schools. The district has 23 elementary, 9 middle, and 11 high schools. The student-to-teacher ratio is 14.6:1. 51.9% of adults 25+ hold a bachelor's degree or higher.

Is Eldersburg, MD a good place to live?

Eldersburg, MD has a population of 30,357, a median household income of $143,148, and an unemployment rate of 2.6%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Eldersburg?

Eldersburg averages 42.4°F in January and 86.5°F in July. Annual rainfall is 46.0 inches with about 28.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Eldersburg?

Eldersburg, MD is covered by 3 ZIP codes: 21784, 21104, 21048.

What is the population of Eldersburg?

The population of Eldersburg, Maryland is 30,357 with a median age of 40.4. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Eldersburg?

Key numbers for living in Eldersburg: cost of living index 103 (100 = US average), median home $460,100, median household income $143,148, crime index 17 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Eldersburg side by side with your current city to see the trade-offs.