Is Owings Mills, MD a Good Place to Live?
Owings Mills is a small city of 34,999 in Maryland, with a median household income of $92,322 and a 5.7% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.
Strengths: Owings Mills stands out for solid school ratings (A-), a well-educated population.
Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Owings Mills is right for you depends on your priorities — the full breakdown is below.
All Owings Mills city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 102.7Owings Mills's overall cost of living index is 102.7, where 100 represents the US national average. Living in Owings Mills costs roughly 3% more than the average American city.
| Metric | Owings Mills, MD | National Avg |
|---|---|---|
| Median Home Value | $318,200 | $244,900 |
| Median Monthly Rent | $1,757 | $1,163 |
| Homeownership Rate | 47.7% | 65.9% |
| Median Household Income | $92,322 | $74,755 |
Crime & Safety
Crime data for Owings Mills is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
Owings Mills is served primarily by Baltimore County Public Schools. The student-to-teacher ratio is 15.0:1 (better than the national average of ~16:1).
| Metric | Owings Mills, MD | National Avg |
|---|---|---|
| School District | Baltimore County Public Schools | — |
| Elementary Schools | 111 | — |
| Middle Schools | 29 | — |
| High Schools | 33 | — |
| Student/Teacher Ratio | 15.0:1 | 16:1 |
| Bachelor's Degree or Higher | 46.0% | 35.4% |
| High School Diploma or Higher | 93.6% | 91.1% |
Weather & Climate
Owings Mills sees average highs of 42.4°F in January and 86.5°F in July, with 47.8 inches of annual precipitation and 28.5 inches of snow per year.
| Metric | Owings Mills, MD |
|---|---|
| Average High — January | 42.4°F |
| Average High — July | 86.5°F |
| Annual Precipitation | 47.8" |
| Annual Snowfall | 28.5" |
Demographics
| Metric | Owings Mills, MD | National Avg |
|---|---|---|
| Population | 34,999 | — |
| Median Age | 34.4 | 38.9 |
| Unemployment Rate | 5.7% | 3.7% |
| Avg Commute Time | 33.8 min | 26 min |
| White (non-Hispanic) | 22.4% | 59.3% |
| Black or African American | 61.7% | 13.6% |
| Hispanic or Latino | 5.5% | 18.9% |
| Asian | 6.0% | 6.3% |
| Under 18 | 21.4% | 22.2% |
| 65 and over | 11.7% | 16.8% |
Nearby Cities
ZIP Codes in Owings Mills
Owings Mills, MD is covered by 1 ZIP code: