Median Income
$105,377
household / year
Median Home Value
$369,000
owner-occupied
Median Rent
$1,307
gross / month
Cost of Living
101
national avg = 100

Is Somerset, MA a Good Place to Live?

Somerset is a small city of 18,266 in Massachusetts, with a median household income of $105,377 and a 2.8% unemployment rate. Its cost of living index is 101 (US average = 100), which is 1% above the national average.

Strengths: Somerset stands out for lower-than-average crime, solid school ratings (A-).

Trade-offs: No major red flags stand out in the available data. Whether Somerset is right for you depends on your priorities — the full breakdown is below.

All Somerset city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 100.9

Somerset's overall cost of living index is 100.9, where 100 represents the US national average. Living in Somerset costs roughly 1% more than the average American city.

Metric Somerset, MA National Avg
Median Home Value $369,000 $244,900
Median Monthly Rent $1,307 $1,163
Homeownership Rate 83.1% 65.9%
Median Household Income $105,377 $74,755

Crime & Safety

Very Safe

Somerset's violent crime rate is 151.2 per 100,000 residents — 60% lower than the national average of ~380 per 100,000.

Violent Crime
151.2 /100k
Property Crime
566.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Somerset is served primarily by Somerset. The student-to-teacher ratio is 12.1:1 (better than the national average of ~16:1).

Metric Somerset, MA National Avg
School District Somerset —
Elementary Schools 3 —
Middle Schools 1 —
High Schools N/A —
Student/Teacher Ratio 12.1:1 16:1
Bachelor's Degree or Higher 33.7% 35.4%
High School Diploma or Higher 91.6% 91.1%

Weather & Climate

Somerset sees average highs of 38.5°F in January and 84.9°F in July, with 49.2 inches of annual precipitation and 38.1 inches of snow per year.

MetricSomerset, MA
Average High — January38.5°F
Average High — July84.9°F
Annual Precipitation49.2"
Annual Snowfall38.1"

Demographics

MetricSomerset, MANational Avg
Population18,266—
Median Age46.938.9
Unemployment Rate2.8%3.7%
Avg Commute Time27.3 min26 min
White (non-Hispanic)94.7%59.3%
Black or African American0.4%13.6%
Hispanic or Latino2.4%18.9%
Asian1.1%6.3%
Under 1819.1%22.2%
65 and over24.6%16.8%

Nearby Cities

ZIP Codes in Somerset

Somerset, MA is covered by 2 ZIP codes:

Somerset vs Other Cities

Frequently Asked Questions

Somerset's cost of living index is 101, where 100 is the national average. That puts Somerset roughly 1% above the national average in cost. The median home price is $369,000 and median rent is $1,307/month.
Somerset's violent crime rate is 151.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 566.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Somerset are operated by Somerset. The district has 3 elementary, 1 middle, and several high schools. The student-to-teacher ratio is 12.1:1. 33.7% of adults 25+ hold a bachelor's degree or higher.
Somerset, MA has a population of 18,266, a median household income of $105,377, and an unemployment rate of 2.8%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Somerset averages 38.5°F in January and 84.9°F in July. Annual rainfall is 49.2 inches with about 38.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Somerset, MA is covered by 2 ZIP codes: 02726, 02725.
The population of Somerset, Massachusetts is 18,266 with a median age of 46.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Somerset: cost of living index 101 (100 = US average), median home $369,000, median household income $105,377, crime index 35 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Somerset side by side with your current city to see the trade-offs.