Is Somerset, MA a Good Place to Live?
Somerset is a small city of 18,266 in Massachusetts, with a median household income of $105,377 and a 2.8% unemployment rate. Its cost of living index is 101 (US average = 100), which is 1% above the national average.
Strengths: Somerset stands out for lower-than-average crime, solid school ratings (A-).
Trade-offs: No major red flags stand out in the available data. Whether Somerset is right for you depends on your priorities — the full breakdown is below.
All Somerset city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 100.9Somerset's overall cost of living index is 100.9, where 100 represents the US national average. Living in Somerset costs roughly 1% more than the average American city.
| Metric | Somerset, MA | National Avg |
|---|---|---|
| Median Home Value | $369,000 | $244,900 |
| Median Monthly Rent | $1,307 | $1,163 |
| Homeownership Rate | 83.1% | 65.9% |
| Median Household Income | $105,377 | $74,755 |
Crime & Safety
Very SafeSomerset's violent crime rate is 151.2 per 100,000 residents — 60% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Somerset is served primarily by Somerset. The student-to-teacher ratio is 12.1:1 (better than the national average of ~16:1).
| Metric | Somerset, MA | National Avg |
|---|---|---|
| School District | Somerset | — |
| Elementary Schools | 3 | — |
| Middle Schools | 1 | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | 12.1:1 | 16:1 |
| Bachelor's Degree or Higher | 33.7% | 35.4% |
| High School Diploma or Higher | 91.6% | 91.1% |
Weather & Climate
Somerset sees average highs of 38.5°F in January and 84.9°F in July, with 49.2 inches of annual precipitation and 38.1 inches of snow per year.
| Metric | Somerset, MA |
|---|---|
| Average High — January | 38.5°F |
| Average High — July | 84.9°F |
| Annual Precipitation | 49.2" |
| Annual Snowfall | 38.1" |
Demographics
| Metric | Somerset, MA | National Avg |
|---|---|---|
| Population | 18,266 | — |
| Median Age | 46.9 | 38.9 |
| Unemployment Rate | 2.8% | 3.7% |
| Avg Commute Time | 27.3 min | 26 min |
| White (non-Hispanic) | 94.7% | 59.3% |
| Black or African American | 0.4% | 13.6% |
| Hispanic or Latino | 2.4% | 18.9% |
| Asian | 1.1% | 6.3% |
| Under 18 | 19.1% | 22.2% |
| 65 and over | 24.6% | 16.8% |
Nearby Cities
ZIP Codes in Somerset
Somerset, MA is covered by 2 ZIP codes: