Is Spring Mill, KY a Good Place to Live?
Spring Mill is a small town of 325 in Kentucky, with a median household income of $123,750 and a 2.7% unemployment rate. Its cost of living index is 94 (US average = 100), which is 6% below the national average.
Strengths: Spring Mill stands out for an affordable cost of living, a well-educated population, short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Spring Mill is right for you depends on your priorities — the full breakdown is below.
All Spring Mill city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 94.0Spring Mill's overall cost of living index is 94.0, where 100 represents the US national average. Living in Spring Mill costs roughly 6% less than the average American city.
| Metric | Spring Mill, KY | National Avg |
|---|---|---|
| Median Home Value | $264,100 | $244,900 |
| Median Monthly Rent | N/A | $1,163 |
| Homeownership Rate | 100.0% | 65.9% |
| Median Household Income | $123,750 | $74,755 |
Crime & Safety
Very SafeSpring Mill's violent crime rate is 16.8 per 100,000 residents — 96% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Spring Mill, KY | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 47.3% | 35.4% |
| High School Diploma or Higher | 95.5% | 91.1% |
Weather & Climate
Spring Mill sees average highs of 42.4°F in January and 87.3°F in July, with 53.1 inches of annual precipitation and 15.1 inches of snow per year.
| Metric | Spring Mill, KY |
|---|---|
| Average High — January | 42.4°F |
| Average High — July | 87.3°F |
| Annual Precipitation | 53.1" |
| Annual Snowfall | 15.1" |
Demographics
| Metric | Spring Mill, KY | National Avg |
|---|---|---|
| Population | 325 | — |
| Median Age | 40.8 | 38.9 |
| Unemployment Rate | 2.7% | 3.7% |
| Avg Commute Time | 25.1 min | 26 min |
| White (non-Hispanic) | 87.7% | 59.3% |
| Black or African American | 5.8% | 13.6% |
| Hispanic or Latino | 1.8% | 18.9% |
| Asian | 0.3% | 6.3% |
| Under 18 | 24.3% | 22.2% |
| 65 and over | 12.9% | 16.8% |