Median Income
$123,750
household / year
Median Home Value
$264,100
owner-occupied
Median Rent
N/A
gross / month
Cost of Living
94
national avg = 100

Is Spring Mill, KY a Good Place to Live?

Spring Mill is a small town of 325 in Kentucky, with a median household income of $123,750 and a 2.7% unemployment rate. Its cost of living index is 94 (US average = 100), which is 6% below the national average.

Strengths: Spring Mill stands out for an affordable cost of living, a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Spring Mill is right for you depends on your priorities — the full breakdown is below.

All Spring Mill city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 94.0

Spring Mill's overall cost of living index is 94.0, where 100 represents the US national average. Living in Spring Mill costs roughly 6% less than the average American city.

Metric Spring Mill, KY National Avg
Median Home Value $264,100 $244,900
Median Monthly Rent N/A $1,163
Homeownership Rate 100.0% 65.9%
Median Household Income $123,750 $74,755

Crime & Safety

Very Safe

Spring Mill's violent crime rate is 16.8 per 100,000 residents — 96% lower than the national average of ~380 per 100,000.

Violent Crime
16.8 /100k
Property Crime
381.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Spring Mill, KY National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 47.3% 35.4%
High School Diploma or Higher 95.5% 91.1%

Weather & Climate

Spring Mill sees average highs of 42.4°F in January and 87.3°F in July, with 53.1 inches of annual precipitation and 15.1 inches of snow per year.

MetricSpring Mill, KY
Average High — January42.4°F
Average High — July87.3°F
Annual Precipitation53.1"
Annual Snowfall15.1"

Demographics

MetricSpring Mill, KYNational Avg
Population325—
Median Age40.838.9
Unemployment Rate2.7%3.7%
Avg Commute Time25.1 min26 min
White (non-Hispanic)87.7%59.3%
Black or African American5.8%13.6%
Hispanic or Latino1.8%18.9%
Asian0.3%6.3%
Under 1824.3%22.2%
65 and over12.9%16.8%

Nearby Cities

Spring Mill vs Other Cities

Frequently Asked Questions

Spring Mill's cost of living index is 94, where 100 is the national average. That makes Spring Mill roughly 6% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $264,100 and median rent is N/A/month.
Spring Mill's violent crime rate is 16.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 381.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Spring Mill, KY has a population of 325, a median household income of $123,750, and an unemployment rate of 2.7%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Spring Mill averages 42.4°F in January and 87.3°F in July. Annual rainfall is 53.1 inches with about 15.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
The population of Spring Mill, Kentucky is 325 with a median age of 40.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Spring Mill: cost of living index 94 (100 = US average), median home $264,100, median household income $123,750, crime index 10 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Spring Mill side by side with your current city to see the trade-offs.