Charlestown is a small town of 7,986 in Indiana, with a median household income of $66,285
and a 1.9% unemployment rate.
Its cost of living index is 94 (US average = 100), which is
6% below the national average.
Strengths:
Charlestown stands out for an affordable cost of living, below-average home prices, lower-than-average crime, short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Charlestown is right for you depends on your priorities — the full breakdown is below.
All Charlestown city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 94.0
Charlestown's overall cost of living index is 94.0,
where 100 represents the US national average.
Living in Charlestown costs roughly 6% less than the average American city.
Metric
Charlestown, IN
National Avg
Median Home Value
$184,300
$244,900
Median Monthly Rent
$726
$1,163
Homeownership Rate
72.9%
65.9%
Median Household Income
$66,285
$74,755
Crime & Safety
Very Safe
Charlestown's violent crime rate is 103.6 per 100,000 residents
— 73% lower than the national average of ~380 per 100,000.
Violent Crime
103.6 /100k
Property Crime
725.4 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Charlestown is served primarily by Wilson Education Center.
Metric
Charlestown, IN
National Avg
School District
Wilson Education Center
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
21.7%
35.4%
High School Diploma or Higher
88.3%
91.1%
Weather & Climate
Charlestown sees average highs of 43.3°F in January
and 88.9°F in July,
with 53.3 inches of annual precipitation
and 4.3 inches of snow per year.
Charlestown's cost of living index is 94, where 100 is the national average.
That makes Charlestown roughly 6% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $184,300 and median rent is $726/month.
Charlestown's violent crime rate is 103.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 725.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Charlestown are operated by Wilson Education Center.
The district has several elementary, several middle, and several high schools.
21.7% of adults 25+ hold a bachelor's degree or higher.
Charlestown, IN has a population of 7,986, a median household income of $66,285, and an unemployment rate of 1.9%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Charlestown averages 43.3°F in January and 88.9°F in July. Annual rainfall is 53.3 inches
with about 4.3 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Charlestown, IN is covered by 1 ZIP code: 47111.
The population of Charlestown, Indiana is 7,986 with a median age of 37.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Charlestown: cost of living index 94 (100 = US average), median home $184,300, median household income $66,285, crime index 30 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Charlestown side by side with your current city to see the trade-offs.
