Is River Bluff, KY a Good Place to Live?
River Bluff is a small town of 496 in Kentucky, with a median household income of $155,208 . Its cost of living index is 94 (US average = 100), which is 6% below the national average.
Strengths: River Bluff stands out for an affordable cost of living, a well-educated population, short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether River Bluff is right for you depends on your priorities — the full breakdown is below.
All River Bluff city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 94.0River Bluff's overall cost of living index is 94.0, where 100 represents the US national average. Living in River Bluff costs roughly 6% less than the average American city.
| Metric | River Bluff, KY | National Avg |
|---|---|---|
| Median Home Value | $383,700 | $244,900 |
| Median Monthly Rent | N/A | $1,163 |
| Homeownership Rate | 98.8% | 65.9% |
| Median Household Income | $155,208 | $74,755 |
Crime & Safety
Very SafeRiver Bluff's violent crime rate is 50.9 per 100,000 residents — 87% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | River Bluff, KY | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 57.8% | 35.4% |
| High School Diploma or Higher | 98.9% | 91.1% |
Weather & Climate
River Bluff sees average highs of 40.6°F in January and 87.5°F in July, with 50.7 inches of annual precipitation and 4.3 inches of snow per year.
| Metric | River Bluff, KY |
|---|---|
| Average High — January | 40.6°F |
| Average High — July | 87.5°F |
| Annual Precipitation | 50.7" |
| Annual Snowfall | 4.3" |
Demographics
| Metric | River Bluff, KY | National Avg |
|---|---|---|
| Population | 496 | — |
| Median Age | 40.4 | 38.9 |
| Unemployment Rate | 0.0% | 3.7% |
| Avg Commute Time | 25.2 min | 26 min |
| White (non-Hispanic) | 92.1% | 59.3% |
| Black or African American | 5.2% | 13.6% |
| Hispanic or Latino | 2.4% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 24.4% | 22.2% |
| 65 and over | 13.9% | 16.8% |