Is Winthrop Harbor, IL a Good Place to Live?
Winthrop Harbor is a small town of 6,693 in Illinois, with a median household income of $94,167 and a 11.6% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.
Strengths: Winthrop Harbor stands out for below-average home prices, solid school ratings (B+).
Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Winthrop Harbor is right for you depends on your priorities — the full breakdown is below.
All Winthrop Harbor city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 102.6Winthrop Harbor's overall cost of living index is 102.6, where 100 represents the US national average. Living in Winthrop Harbor costs roughly 3% more than the average American city.
| Metric | Winthrop Harbor, IL | National Avg |
|---|---|---|
| Median Home Value | $232,400 | $244,900 |
| Median Monthly Rent | $1,115 | $1,163 |
| Homeownership Rate | 87.0% | 65.9% |
| Median Household Income | $94,167 | $74,755 |
Crime & Safety
Very SafeWinthrop Harbor's violent crime rate is 116.6 per 100,000 residents — 69% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Winthrop Harbor is served primarily by Winthrop Harbor SD 1. The student-to-teacher ratio is 11.4:1 (better than the national average of ~16:1).
| Metric | Winthrop Harbor, IL | National Avg |
|---|---|---|
| School District | Winthrop Harbor SD 1 | — |
| Elementary Schools | 1 | — |
| Middle Schools | 1 | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | 11.4:1 | 16:1 |
| Bachelor's Degree or Higher | 24.9% | 35.4% |
| High School Diploma or Higher | 95.8% | 91.1% |
Weather & Climate
Winthrop Harbor sees average highs of 30.9°F in January and 81.3°F in July, with 35.3 inches of annual precipitation and 36.2 inches of snow per year.
| Metric | Winthrop Harbor, IL |
|---|---|
| Average High — January | 30.9°F |
| Average High — July | 81.3°F |
| Annual Precipitation | 35.3" |
| Annual Snowfall | 36.2" |
Demographics
| Metric | Winthrop Harbor, IL | National Avg |
|---|---|---|
| Population | 6,693 | — |
| Median Age | 51.1 | 38.9 |
| Unemployment Rate | 11.6% | 3.7% |
| Avg Commute Time | 31.6 min | 26 min |
| White (non-Hispanic) | 88.6% | 59.3% |
| Black or African American | 2.5% | 13.6% |
| Hispanic or Latino | 6.0% | 18.9% |
| Asian | 0.1% | 6.3% |
| Under 18 | 14.6% | 22.2% |
| 65 and over | 18.9% | 16.8% |
Nearby Cities
ZIP Codes in Winthrop Harbor
Winthrop Harbor, IL is covered by 1 ZIP code: