Median Income
$66,538
household / year
Median Home Value
$196,900
owner-occupied
Median Rent
$899
gross / month
Cost of Living
103
national avg = 100

Is Wilmington, IL a Good Place to Live?

Wilmington is a small town of 5,525 in Illinois, with a median household income of $66,538 and a 4.2% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.

Strengths: Wilmington stands out for below-average home prices, lower-than-average crime, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Wilmington is right for you depends on your priorities — the full breakdown is below.

All Wilmington city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 102.6

Wilmington's overall cost of living index is 102.6, where 100 represents the US national average. Living in Wilmington costs roughly 3% more than the average American city.

Metric Wilmington, IL National Avg
Median Home Value $196,900 $244,900
Median Monthly Rent $899 $1,163
Homeownership Rate 63.3% 65.9%
Median Household Income $66,538 $74,755

Crime & Safety

Very Safe

Wilmington's violent crime rate is 234.6 per 100,000 residents — 38% lower than the national average of ~380 per 100,000.

Violent Crime
234.6 /100k
Property Crime
757.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Wilmington is served primarily by Wilmington CUSD 209U. The student-to-teacher ratio is 14.6:1 (better than the national average of ~16:1).

Metric Wilmington, IL National Avg
School District Wilmington CUSD 209U —
Elementary Schools 2 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 14.6:1 16:1
Bachelor's Degree or Higher 19.6% 35.4%
High School Diploma or Higher 93.4% 91.1%

Weather & Climate

Wilmington sees average highs of 31.6°F in January and 84.9°F in July, with 40.5 inches of annual precipitation and 18.4 inches of snow per year.

MetricWilmington, IL
Average High — January31.6°F
Average High — July84.9°F
Annual Precipitation40.5"
Annual Snowfall18.4"

Demographics

MetricWilmington, ILNational Avg
Population5,525—
Median Age43.938.9
Unemployment Rate4.2%3.7%
Avg Commute Time24.0 min26 min
White (non-Hispanic)92.0%59.3%
Black or African American0.8%13.6%
Hispanic or Latino4.3%18.9%
Asian0.7%6.3%
Under 1816.8%22.2%
65 and over20.8%16.8%

Nearby Cities

ZIP Codes in Wilmington

Wilmington, IL is covered by 1 ZIP code:

Wilmington vs Other Cities

Frequently Asked Questions

Wilmington's cost of living index is 103, where 100 is the national average. That puts Wilmington roughly 3% above the national average in cost. The median home price is $196,900 and median rent is $899/month.
Wilmington's violent crime rate is 234.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 757.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Wilmington are operated by Wilmington CUSD 209U. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 14.6:1. 19.6% of adults 25+ hold a bachelor's degree or higher.
Wilmington, IL has a population of 5,525, a median household income of $66,538, and an unemployment rate of 4.2%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Wilmington averages 31.6°F in January and 84.9°F in July. Annual rainfall is 40.5 inches with about 18.4 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Wilmington, IL is covered by 1 ZIP code: 60481.
The population of Wilmington, Illinois is 5,525 with a median age of 43.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Wilmington: cost of living index 103 (100 = US average), median home $196,900, median household income $66,538, crime index 51 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Wilmington side by side with your current city to see the trade-offs.