Is Wilmington, IL a Good Place to Live?
Wilmington is a small town of 5,525 in Illinois, with a median household income of $66,538 and a 4.2% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.
Strengths: Wilmington stands out for below-average home prices, lower-than-average crime, short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Wilmington is right for you depends on your priorities — the full breakdown is below.
All Wilmington city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 102.6Wilmington's overall cost of living index is 102.6, where 100 represents the US national average. Living in Wilmington costs roughly 3% more than the average American city.
| Metric | Wilmington, IL | National Avg |
|---|---|---|
| Median Home Value | $196,900 | $244,900 |
| Median Monthly Rent | $899 | $1,163 |
| Homeownership Rate | 63.3% | 65.9% |
| Median Household Income | $66,538 | $74,755 |
Crime & Safety
Very SafeWilmington's violent crime rate is 234.6 per 100,000 residents — 38% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Wilmington is served primarily by Wilmington CUSD 209U. The student-to-teacher ratio is 14.6:1 (better than the national average of ~16:1).
| Metric | Wilmington, IL | National Avg |
|---|---|---|
| School District | Wilmington CUSD 209U | — |
| Elementary Schools | 2 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 14.6:1 | 16:1 |
| Bachelor's Degree or Higher | 19.6% | 35.4% |
| High School Diploma or Higher | 93.4% | 91.1% |
Weather & Climate
Wilmington sees average highs of 31.6°F in January and 84.9°F in July, with 40.5 inches of annual precipitation and 18.4 inches of snow per year.
| Metric | Wilmington, IL |
|---|---|
| Average High — January | 31.6°F |
| Average High — July | 84.9°F |
| Annual Precipitation | 40.5" |
| Annual Snowfall | 18.4" |
Demographics
| Metric | Wilmington, IL | National Avg |
|---|---|---|
| Population | 5,525 | — |
| Median Age | 43.9 | 38.9 |
| Unemployment Rate | 4.2% | 3.7% |
| Avg Commute Time | 24.0 min | 26 min |
| White (non-Hispanic) | 92.0% | 59.3% |
| Black or African American | 0.8% | 13.6% |
| Hispanic or Latino | 4.3% | 18.9% |
| Asian | 0.7% | 6.3% |
| Under 18 | 16.8% | 22.2% |
| 65 and over | 20.8% | 16.8% |
Nearby Cities
ZIP Codes in Wilmington
Wilmington, IL is covered by 1 ZIP code: