Is Warsaw, IL a Good Place to Live?
Warsaw is a small town of 1,538 in Illinois, with a median household income of $56,321 and a 13.6% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.
Strengths: Warsaw stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.
Trade-offs: Potential downsides include an elevated unemployment rate. Whether Warsaw is right for you depends on your priorities — the full breakdown is below.
All Warsaw city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 90.0Warsaw's overall cost of living index is 90.0, where 100 represents the US national average. Living in Warsaw costs roughly 10% less than the average American city.
| Metric | Warsaw, IL | National Avg |
|---|---|---|
| Median Home Value | $89,500 | $244,900 |
| Median Monthly Rent | $718 | $1,163 |
| Homeownership Rate | 84.2% | 65.9% |
| Median Household Income | $56,321 | $74,755 |
Crime & Safety
Crime data for Warsaw is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
Warsaw is served primarily by Warsaw CUSD 316. The student-to-teacher ratio is 11.2:1 (better than the national average of ~16:1).
| Metric | Warsaw, IL | National Avg |
|---|---|---|
| School District | Warsaw CUSD 316 | — |
| Elementary Schools | 1 | — |
| Middle Schools | N/A | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 11.2:1 | 16:1 |
| Bachelor's Degree or Higher | 21.1% | 35.4% |
| High School Diploma or Higher | 92.1% | 91.1% |
Weather & Climate
Warsaw sees average highs of 33.0°F in January and 85.6°F in July, with 39.8 inches of annual precipitation and 21.5 inches of snow per year.
| Metric | Warsaw, IL |
|---|---|
| Average High — January | 33.0°F |
| Average High — July | 85.6°F |
| Annual Precipitation | 39.8" |
| Annual Snowfall | 21.5" |
Demographics
| Metric | Warsaw, IL | National Avg |
|---|---|---|
| Population | 1,538 | — |
| Median Age | 44.5 | 38.9 |
| Unemployment Rate | 13.6% | 3.7% |
| Avg Commute Time | 24.2 min | 26 min |
| White (non-Hispanic) | 97.3% | 59.3% |
| Black or African American | 0.2% | 13.6% |
| Hispanic or Latino | 0.4% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 25.0% | 22.2% |
| 65 and over | 25.6% | 16.8% |
Nearby Cities
ZIP Codes in Warsaw
Warsaw, IL is covered by 1 ZIP code: