Is Toluca, IL a Good Place to Live?
Toluca is a small town of 1,246 in Illinois, with a median household income of $51,979 and a 5.6% unemployment rate. Its cost of living index is 89 (US average = 100), which is 11% below the national average.
Strengths: Toluca stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.
Trade-offs: Potential downsides include an elevated unemployment rate. Whether Toluca is right for you depends on your priorities — the full breakdown is below.
All Toluca city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 88.6Toluca's overall cost of living index is 88.6, where 100 represents the US national average. Living in Toluca costs roughly 11% less than the average American city.
| Metric | Toluca, IL | National Avg |
|---|---|---|
| Median Home Value | $104,400 | $244,900 |
| Median Monthly Rent | $778 | $1,163 |
| Homeownership Rate | 76.1% | 65.9% |
| Median Household Income | $51,979 | $74,755 |
Crime & Safety
Crime data for Toluca is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
Toluca is served primarily by Fieldcrest CUSD 6. The student-to-teacher ratio is 11.9:1 (better than the national average of ~16:1).
| Metric | Toluca, IL | National Avg |
|---|---|---|
| School District | Fieldcrest CUSD 6 | — |
| Elementary Schools | 2 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 11.9:1 | 16:1 |
| Bachelor's Degree or Higher | 12.9% | 35.4% |
| High School Diploma or Higher | 88.0% | 91.1% |
Weather & Climate
Toluca sees average highs of 32.8°F in January and 86.1°F in July, with 37.1 inches of annual precipitation and 18.4 inches of snow per year.
| Metric | Toluca, IL |
|---|---|
| Average High — January | 32.8°F |
| Average High — July | 86.1°F |
| Annual Precipitation | 37.1" |
| Annual Snowfall | 18.4" |
Demographics
| Metric | Toluca, IL | National Avg |
|---|---|---|
| Population | 1,246 | — |
| Median Age | 47.9 | 38.9 |
| Unemployment Rate | 5.6% | 3.7% |
| Avg Commute Time | 25.1 min | 26 min |
| White (non-Hispanic) | 84.7% | 59.3% |
| Black or African American | 1.0% | 13.6% |
| Hispanic or Latino | 12.8% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 21.9% | 22.2% |
| 65 and over | 23.9% | 16.8% |
Nearby Cities
ZIP Codes in Toluca
Toluca, IL is covered by 1 ZIP code: