Median Income
$51,979
household / year
Median Home Value
$104,400
owner-occupied
Median Rent
$778
gross / month
Cost of Living
89
national avg = 100

Is Toluca, IL a Good Place to Live?

Toluca is a small town of 1,246 in Illinois, with a median household income of $51,979 and a 5.6% unemployment rate. Its cost of living index is 89 (US average = 100), which is 11% below the national average.

Strengths: Toluca stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Toluca is right for you depends on your priorities — the full breakdown is below.

All Toluca city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 88.6

Toluca's overall cost of living index is 88.6, where 100 represents the US national average. Living in Toluca costs roughly 11% less than the average American city.

Metric Toluca, IL National Avg
Median Home Value $104,400 $244,900
Median Monthly Rent $778 $1,163
Homeownership Rate 76.1% 65.9%
Median Household Income $51,979 $74,755

Crime & Safety

Crime data for Toluca is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Toluca is served primarily by Fieldcrest CUSD 6. The student-to-teacher ratio is 11.9:1 (better than the national average of ~16:1).

Metric Toluca, IL National Avg
School District Fieldcrest CUSD 6 —
Elementary Schools 2 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 11.9:1 16:1
Bachelor's Degree or Higher 12.9% 35.4%
High School Diploma or Higher 88.0% 91.1%

Weather & Climate

Toluca sees average highs of 32.8°F in January and 86.1°F in July, with 37.1 inches of annual precipitation and 18.4 inches of snow per year.

MetricToluca, IL
Average High — January32.8°F
Average High — July86.1°F
Annual Precipitation37.1"
Annual Snowfall18.4"

Demographics

MetricToluca, ILNational Avg
Population1,246—
Median Age47.938.9
Unemployment Rate5.6%3.7%
Avg Commute Time25.1 min26 min
White (non-Hispanic)84.7%59.3%
Black or African American1.0%13.6%
Hispanic or Latino12.8%18.9%
Asian0.0%6.3%
Under 1821.9%22.2%
65 and over23.9%16.8%

Nearby Cities

ZIP Codes in Toluca

Toluca, IL is covered by 1 ZIP code:

Toluca vs Other Cities

Frequently Asked Questions

Toluca's cost of living index is 89, where 100 is the national average. That makes Toluca roughly 11% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $104,400 and median rent is $778/month.
Crime data for Toluca is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.
Public schools in Toluca are operated by Fieldcrest CUSD 6. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 11.9:1. 12.9% of adults 25+ hold a bachelor's degree or higher.
Toluca, IL has a population of 1,246, a median household income of $51,979, and an unemployment rate of 5.6%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Toluca averages 32.8°F in January and 86.1°F in July. Annual rainfall is 37.1 inches with about 18.4 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Toluca, IL is covered by 1 ZIP code: 61369.
The population of Toluca, Illinois is 1,246 with a median age of 47.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Toluca: cost of living index 89 (100 = US average), median home $104,400, median household income $51,979, schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Toluca side by side with your current city to see the trade-offs.