Median Income
$51,040
household / year
Median Home Value
$214,200
owner-occupied
Median Rent
$1,015
gross / month
Cost of Living
103
national avg = 100

Is Summit, IL a Good Place to Live?

Summit is a small city of 11,036 in Illinois, with a median household income of $51,040 and a 7.1% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.

Strengths: Summit stands out for below-average home prices, solid school ratings (B).

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Summit is right for you depends on your priorities — the full breakdown is below.

All Summit city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 102.6

Summit's overall cost of living index is 102.6, where 100 represents the US national average. Living in Summit costs roughly 3% more than the average American city.

Metric Summit, IL National Avg
Median Home Value $214,200 $244,900
Median Monthly Rent $1,015 $1,163
Homeownership Rate 57.6% 65.9%
Median Household Income $51,040 $74,755

Crime & Safety

Near National Average

Summit's violent crime rate is 468.7 per 100,000 residents — 23% higher than the national average of ~380 per 100,000.

Violent Crime
468.7 /100k
Property Crime
1530.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Summit is served primarily by Summit SD 104. The student-to-teacher ratio is 10.7:1 (better than the national average of ~16:1).

Metric Summit, IL National Avg
School District Summit SD 104 —
Elementary Schools 4 —
Middle Schools 1 —
High Schools N/A —
Student/Teacher Ratio 10.7:1 16:1
Bachelor's Degree or Higher 12.8% 35.4%
High School Diploma or Higher 64.8% 91.1%

Weather & Climate

Summit sees average highs of 32.7°F in January and 85.0°F in July, with 38.7 inches of annual precipitation and 38.8 inches of snow per year.

MetricSummit, IL
Average High — January32.7°F
Average High — July85.0°F
Annual Precipitation38.7"
Annual Snowfall38.8"

Demographics

MetricSummit, ILNational Avg
Population11,036—
Median Age37.138.9
Unemployment Rate7.1%3.7%
Avg Commute Time29.5 min26 min
White (non-Hispanic)39.1%59.3%
Black or African American9.3%13.6%
Hispanic or Latino46.0%18.9%
Asian3.9%6.3%
Under 1823.2%22.2%
65 and over15.5%16.8%

Nearby Cities

McCook, IL 2 mi Lyons, IL 2 mi Justice, IL 3 mi Forest View, IL 3 mi Bedford Park, IL 3 mi

ZIP Codes in Summit

Summit, IL is covered by 1 ZIP code:

60501

Summit vs Other Cities

Summit, IL vs McCook, IL Summit, IL vs Lyons, IL Summit, IL vs Justice, IL Summit, IL vs Forest View, IL Summit, IL vs Bedford Park, IL

Frequently Asked Questions

Summit's cost of living index is 103, where 100 is the national average. That puts Summit roughly 3% above the national average in cost. The median home price is $214,200 and median rent is $1,015/month.
Summit's violent crime rate is 468.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1530.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Summit are operated by Summit SD 104. The district has 4 elementary, 1 middle, and several high schools. The student-to-teacher ratio is 10.7:1. 12.8% of adults 25+ hold a bachelor's degree or higher.
Summit, IL has a population of 11,036, a median household income of $51,040, and an unemployment rate of 7.1%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Summit averages 32.7°F in January and 85.0°F in July. Annual rainfall is 38.7 inches with about 38.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Summit, IL is covered by 1 ZIP code: 60501.
The population of Summit, Illinois is 11,036 with a median age of 37.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Summit: cost of living index 103 (100 = US average), median home $214,200, median household income $51,040, crime index 103 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Summit side by side with your current city to see the trade-offs.