What are the schools like in St. Jacob, IL?

St. Jacob is served primarily by Triad CUSD 2. The district operates 4 elementary schools, 1 middle schools, and 1 high schools with a student-to-teacher ratio of 15.8:1.

What is the median household income in St. Jacob?

The median household income in St. Jacob, IL is $94,531 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 1.8%.

What is the weather like in St. Jacob, IL?

St. Jacob has an average high temperature of 42.9°F in January and 90.2°F in July. Annual precipitation averages 44.5 inches and annual snowfall averages 10.2 inches.

St. Jacob, IL Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is St. Jacob, IL affordable or expensive?

St. Jacob's cost of living index is 96, where 100 represents the national average. This means St. Jacob is 4% less expensive than the average US city. The median home value is $181,400 and the median rent is $1,232 per month.

Q: What is the crime rate in St. Jacob, IL?

St. Jacob has a violent crime rate of 217.5 incidents per 100,000 residents and a property crime rate of 1027.1 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is St. Jacob, IL a Good Place to Live?

St. Jacob is a small town of 1,597 in Illinois, with a median household income of $94,531 and a 1.8% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: St. Jacob stands out for an affordable cost of living, below-average home prices, solid school ratings (B-).

Trade-offs: No major red flags stand out in the available data. Whether St. Jacob is right for you depends on your priorities — the full breakdown is below.

All St. Jacob city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.3

St. Jacob's overall cost of living index is 96.3, where 100 represents the US national average. Living in St. Jacob costs roughly 4% less than the average American city.

Metric	St. Jacob, IL	National Avg
Median Home Value	$181,400	$244,900
Median Monthly Rent	$1,232	$1,163
Homeownership Rate	86.7%	65.9%
Median Household Income	$94,531	$74,755

Crime & Safety

Very Safe

St. Jacob's violent crime rate is 217.5 per 100,000 residents — 43% lower than the national average of ~380 per 100,000.

Violent Crime

217.5 /100k

Property Crime

1027.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

St. Jacob is served primarily by Triad CUSD 2. The student-to-teacher ratio is 15.8:1 (better than the national average of ~16:1).

Metric	St. Jacob, IL	National Avg
School District	Triad CUSD 2	—
Elementary Schools	4	—
Middle Schools	1	—
High Schools	1	—
Student/Teacher Ratio	15.8:1	16:1
Bachelor's Degree or Higher	31.1%	35.4%
High School Diploma or Higher	95.7%	91.1%

Weather & Climate

St. Jacob sees average highs of 42.9°F in January and 90.2°F in July, with 44.5 inches of annual precipitation and 10.2 inches of snow per year.

Metric	St. Jacob, IL
Average High — January	42.9°F
Average High — July	90.2°F
Annual Precipitation	44.5"
Annual Snowfall	10.2"

Demographics

Metric	St. Jacob, IL	National Avg
Population	1,597	—
Median Age	33.5	38.9
Unemployment Rate	1.8%	3.7%
Avg Commute Time	29.8 min	26 min
White (non-Hispanic)	96.7%	59.3%
Black or African American	0.0%	13.6%
Hispanic or Latino	0.7%	18.9%
Asian	0.3%	6.3%
Under 18	33.6%	22.2%
65 and over	8.3%	16.8%

Nearby Cities

Marine, IL 5 mi Highland, IL 5 mi Troy, IL 7 mi Summerfield, IL 8 mi Lebanon, IL 8 mi

ZIP Codes in St. Jacob

St. Jacob, IL is covered by 1 ZIP code:

62281

St. Jacob vs Other Cities

St. Jacob, IL vs Marine, IL St. Jacob, IL vs Highland, IL St. Jacob, IL vs Troy, IL St. Jacob, IL vs Summerfield, IL St. Jacob, IL vs Lebanon, IL

Frequently Asked Questions

Is St. Jacob, IL affordable or expensive?

St. Jacob's cost of living index is 96, where 100 is the national average. That makes St. Jacob roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $181,400 and median rent is $1,232/month.

What is the crime rate in St. Jacob, IL?

St. Jacob's violent crime rate is 217.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1027.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in St. Jacob?

Public schools in St. Jacob are operated by Triad CUSD 2. The district has 4 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 15.8:1. 31.1% of adults 25+ hold a bachelor's degree or higher.

Is St. Jacob, IL a good place to live?

St. Jacob, IL has a population of 1,597, a median household income of $94,531, and an unemployment rate of 1.8%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in St. Jacob?

St. Jacob averages 42.9°F in January and 90.2°F in July. Annual rainfall is 44.5 inches with about 10.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in St. Jacob?

St. Jacob, IL is covered by 1 ZIP code: 62281.

What is the population of St. Jacob?

The population of St. Jacob, Illinois is 1,597 with a median age of 33.5. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in St. Jacob?

Key numbers for living in St. Jacob: cost of living index 96 (100 = US average), median home $181,400, median household income $94,531, crime index 54 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare St. Jacob side by side with your current city to see the trade-offs.