Median Income
$62,419
household / year
Median Home Value
$147,700
owner-occupied
Median Rent
$913
gross / month
Cost of Living
90
national avg = 100

Is Springfield, IL a Good Place to Live?

Springfield is a mid-sized city of 114,214 in Illinois, with a median household income of $62,419 and a 6.6% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Springfield stands out for an affordable cost of living, below-average home prices, solid school ratings (A-), short average commutes.

Trade-offs: Potential downsides include a higher-than-average crime index, an elevated unemployment rate. Whether Springfield is right for you depends on your priorities — the full breakdown is below.

All Springfield city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.5

Springfield's overall cost of living index is 90.5, where 100 represents the US national average. Living in Springfield costs roughly 10% less than the average American city.

Metric Springfield, IL National Avg
Median Home Value $147,700 $244,900
Median Monthly Rent $913 $1,163
Homeownership Rate 62.4% 65.9%
Median Household Income $62,419 $74,755

Crime & Safety

High Crime

Springfield's violent crime rate is 901.2 per 100,000 residents — 137% higher than the national average of ~380 per 100,000.

Violent Crime
901.2 /100k
Property Crime
4911.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Springfield is served primarily by Springfield SD 186. The student-to-teacher ratio is 13.0:1 (better than the national average of ~16:1).

Metric Springfield, IL National Avg
School District Springfield SD 186 —
Elementary Schools 21 —
Middle Schools 5 —
High Schools 6 —
Student/Teacher Ratio 13.0:1 16:1
Bachelor's Degree or Higher 34.7% 35.4%
High School Diploma or Higher 92.0% 91.1%

Weather & Climate

Springfield sees average highs of 35.8°F in January and 85.5°F in July, with 40.4 inches of annual precipitation and 21.8 inches of snow per year.

MetricSpringfield, IL
Average High — January35.8°F
Average High — July85.5°F
Annual Precipitation40.4"
Annual Snowfall21.8"

Demographics

MetricSpringfield, ILNational Avg
Population114,214—
Median Age40.138.9
Unemployment Rate6.6%3.7%
Avg Commute Time17.6 min26 min
White (non-Hispanic)70.9%59.3%
Black or African American20.3%13.6%
Hispanic or Latino2.2%18.9%
Asian3.1%6.3%
Under 1821.6%22.2%
65 and over18.7%16.8%

Nearby Cities

ZIP Codes in Springfield

Springfield, IL is covered by 8 ZIP codes:

Springfield vs Other Cities

Frequently Asked Questions

Springfield's cost of living index is 90, where 100 is the national average. That makes Springfield roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $147,700 and median rent is $913/month.
Springfield's violent crime rate is 901.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 4911.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Springfield are operated by Springfield SD 186. The district has 21 elementary, 5 middle, and 6 high schools. The student-to-teacher ratio is 13.0:1. 34.7% of adults 25+ hold a bachelor's degree or higher.
Springfield, IL has a population of 114,214, a median household income of $62,419, and an unemployment rate of 6.6%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Springfield averages 35.8°F in January and 85.5°F in July. Annual rainfall is 40.4 inches with about 21.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Springfield, IL is covered by 8 ZIP codes: 62703, 62702, 62704, 62711, 62712, 62707, 62701, 62706.
The population of Springfield, Illinois is 114,214 with a median age of 40.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Springfield: cost of living index 90 (100 = US average), median home $147,700, median household income $62,419, crime index 236 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Springfield side by side with your current city to see the trade-offs.