Median Income
$43,083
household / year
Median Home Value
$58,600
owner-occupied
Median Rent
$727
gross / month
Cost of Living
88
national avg = 100

Is Ramsey, IL a Good Place to Live?

Ramsey is a small town of 921 in Illinois, with a median household income of $43,083 and a 3.5% unemployment rate. Its cost of living index is 88 (US average = 100), which is 12% below the national average.

Strengths: Ramsey stands out for an affordable cost of living, below-average home prices, solid school ratings (B-).

Trade-offs: Potential downsides include longer commutes. Whether Ramsey is right for you depends on your priorities — the full breakdown is below.

All Ramsey city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 88.0

Ramsey's overall cost of living index is 88.0, where 100 represents the US national average. Living in Ramsey costs roughly 12% less than the average American city.

Metric Ramsey, IL National Avg
Median Home Value $58,600 $244,900
Median Monthly Rent $727 $1,163
Homeownership Rate 78.6% 65.9%
Median Household Income $43,083 $74,755

Crime & Safety

Very Safe

Ramsey's violent crime rate is 28.1 per 100,000 residents — 93% lower than the national average of ~380 per 100,000.

Violent Crime
28.1 /100k
Property Crime
501.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Ramsey is served primarily by Ramsey CUSD 204. The student-to-teacher ratio is 11.6:1 (better than the national average of ~16:1).

Metric Ramsey, IL National Avg
School District Ramsey CUSD 204 —
Elementary Schools 1 —
Middle Schools N/A —
High Schools 1 —
Student/Teacher Ratio 11.6:1 16:1
Bachelor's Degree or Higher 6.9% 35.4%
High School Diploma or Higher 70.1% 91.1%

Weather & Climate

Ramsey sees average highs of 35.0°F in January and 85.4°F in July, with 42.5 inches of annual precipitation and 12.8 inches of snow per year.

MetricRamsey, IL
Average High — January35.0°F
Average High — July85.4°F
Annual Precipitation42.5"
Annual Snowfall12.8"

Demographics

MetricRamsey, ILNational Avg
Population921—
Median Age40.738.9
Unemployment Rate3.5%3.7%
Avg Commute Time36.9 min26 min
White (non-Hispanic)94.9%59.3%
Black or African American2.3%13.6%
Hispanic or Latino0.0%18.9%
Asian0.0%6.3%
Under 1824.2%22.2%
65 and over17.2%16.8%

Nearby Cities

ZIP Codes in Ramsey

Ramsey, IL is covered by 1 ZIP code:

Ramsey vs Other Cities

Frequently Asked Questions

Ramsey's cost of living index is 88, where 100 is the national average. That makes Ramsey roughly 12% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $58,600 and median rent is $727/month.
Ramsey's violent crime rate is 28.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 501.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Ramsey are operated by Ramsey CUSD 204. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 11.6:1. 6.9% of adults 25+ hold a bachelor's degree or higher.
Ramsey, IL has a population of 921, a median household income of $43,083, and an unemployment rate of 3.5%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Ramsey averages 35.0°F in January and 85.4°F in July. Annual rainfall is 42.5 inches with about 12.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Ramsey, IL is covered by 1 ZIP code: 62080.
The population of Ramsey, Illinois is 921 with a median age of 40.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Ramsey: cost of living index 88 (100 = US average), median home $58,600, median household income $43,083, crime index 14 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Ramsey side by side with your current city to see the trade-offs.